Builders Construction - Insurance Package Advantages

Many of these extra covers are not included in a standard Construction policy but our policy has been specifically enhanced & extended to include them automatically.

TRANSIT

Example- If materials being transported to the contract site for use on the site are damaged by collision or overturning of the vehicle, or stolen, you are covered.

OFFSITE STORAGE

Example- If materials stored off the contract site for use on the site are damaged by fire or stolen, you are covered.

EXPEDITING EXPENSES

Example - To assist in the fast reinstatement of the insured property that is damaged by an insured peril, you are covered for additional costs including overtime wages, hire of additional labour, equipment and express delivery.

PRODUCTS LIABILITY

Example - If there is a problem with anything you supply and it results in third party injury, you are covered.

SUB CONTRACTORS

Example - If you use subbies and as a result of their negligence, you are included in a legal action against them, you are covered.

UNDERGROUND SERVICES

Example - If you cut or damage underground services, you are covered, including the resulting damage that may be caused by fusion of household appliances.

RESULT OF FAULTY WORKMANSHIP

Example - You build a verandah and it collapses, causing third party injury or damage, you are covered.

The policy provides full details of covers and exclusions.

Competitive Premiums

With our streamlined systems, more than 30 years experience, proven track record and thousands of tradies insured Australia wide, we have considerable buying power which enables us to negotiate the most competitive premiums for you.

Our competitive premium have stood the test of time. This is an extremely important factor because you would not want to benefit from a low premium one year, and then have to look elsewhere the following year because your premium has dramatically increased.

No Paperwork Hassles

We know Builders hate paperwork, particularly insurance paperwork.

To make life easier for you we have developed systems that do away with as much as the paperwork as possible, and in circumstances where paperwork is required, we complete most of it for you.

So when we look after your insurances for you, we look after all aspects, including your paperwork.

Dedicated Account Manager

We know that Builders hate call centres.

Our Account Managers are fully qualified and dedicated insurance professionals.

Together with their support team, their role is to

  • Have a thorough understanding of your business.
  • Make recommendations with alternatives so you can make informed decisions as to which risks you wish to insure and those you elect to carry yourself.
  • Attend to your queries promptly and professionally.
  • Represent you in the insurance market to ensure you continually receive the required cover at the most competitive premium.
  • Provide you with claims advice and negotiate with insurers on your behalf so that your claims are attended to quickly, with a minimum of fuss and you receive your maximum entitlement.

Australian Authorised Insurers

Our standing in the insurance world provides us, and you, with a tremendous advantage as the securing of the most comprehensive covers and competitive premiums are achieved with insurers from whom you will obtain a great deal of confidence.

Insurance is all about peace of mind and that is why we have chosen to deal with large, secure and well respected Australian Authorised insurers.