Adoption Information Services - Insurance Package Advantages

Many of these extra covers are not included in off the shelf Business Policies but our Package has been designed specifically for your requirements.

ACCIDENTAL DAMAGE

For example. Should you drop a piece of equipment, you are covered.

THEFT

For example. Should your premises be entered with or without forcible and violent entry, you are covered.

EMPLOYEE FRAUD OR DISHONESTY

For example. Should an employee steal contents or cash from your business, you are covered.

NEW FOR OLD COVER ON BUILDINGS AND CONTENTS

For example. Should your property be damaged by fire, or other insured peril, it will be repaired / replaced as new.

LOCKS AND KEYS REPLACEMENT

For example. Should your keys be lost or stolen, the cost of replacing the locks and keys is covered.

PREVENTION OF ACCESS

For example. Should access to your premises be prevented or hindered due to a fire or other insured peril in the vicinity, and as a result you lose income, you are covered.

The cover displayed may be varied depending upon your own circumstances and claims experience. The policy provides full details of covers and exclusions.

Competitive Premiums

With our streamlined systems, more than 30 years experience, proven track record and thousands of clients insured Australia wide, we have considerable buying power which enables us to negotiate the most competitive premiums for you.

Business insurance premiums have a history of rising and falling in cycles, mainly driven by claims, investment returns and the economy. With our extensive and up to the minute market knowledge, at each renewal time, should there be a more competitive alternative available with a secure insurer providing the required covers, we will discuss the alternative with you.

Whilst we never lose the sense of anticipation and responsibility at beginning a relationship with a new client, it is our ongoing service and commitment that drives us to ensure you get everything you expect and more.

Monthly Premium Payments

The payment of insurance premiums can put a hefty dent in your cash flow.

Not any more...

We can provide you with the advantage of monthly premium payments, conveniently deducted from your bank account.

Paperwork Completion

We know insurance paperwork can be confusing and isn't the most productive task that business owners have to perform. That is why we have developed systems that greatly reduce or do away with paperwork altogether.

So when we look after your insurances for you, we look after all aspects, including your paperwork.

Fast and Fair Claim Settlements

Because we have thousands of tradies insured, we are in a position of strength, particularly in relation to policy wordings and claim settlements.

As our policies are designed specifically for you, this means you are more comprehensively protected when it comes to claiming.

Following on from this, with our muscle behind you, borderline claims are looked at more favourably as our insurers do not want to upset a substantial source of income. Our insurers look for ways to pay claims as opposed to looking for ways to avoid them.

Dedicated Account Manager

Our Account Managers are fully qualified and dedicated insurance professionals.

Together with their support team, their role is to

  • Have a thorough understanding of your business.
  • Make recommendations with alternatives so you can make informed decisions as to which risks you wish to insure and those you elect to carry yourself.
  • Represent you in the insurance market to ensure you continually receive the required cover at the most competitive premium.
  • Attend to your queries promptly and professionally.
  • Provide you with claims advice and negotiate with insurers on your behalf so that your claims are attended to quickly, with a minimum of fuss and you receive your maximum entitlement.

Australian Authorised Insurers

Our standing in the insurance world provides us, and you, with a tremendous advantage as the securing of the most comprehensive covers and competitive premiums are achieved with insurers from whom you will obtain a great deal of confidence.

Insurance is all about peace of mind and that is why we have chosen to deal with large, secure and well respected Australian Authorised insurers.