Building - Prestige Home - Insurance Package Advantages

(For Building Sum insured over $500,000 & Contents Sum insured over $200,000)

Quality Homes and Contents deserve Quality Cover and here's 13 examples why imar's prestige package should be yours.

  1. Professional valuation of your home at no cost.
  2. Extended replacement cost of your home. Eg. Regardless of your sum insured, your home will be rebuilt in as new condition.
  3. Accidental Loss or Damage cover.
  4. World Wide contents cover including jewellery.
  5. World Wide Liability cover.
  6. Full replacement cost on ALL contents, regardless of age.
  7. Cash settlements at your option.
  8. High sub-limits on: - Jewellery - automatically included to $50,000 with a limit any one item $25,000, Furs $5,000, Cash $2,500 and Silver $100,000.
  9. No sub-limits on Fine Arts or Electronic Equipment.
  10. No sub-limits or need to specify antiques.
  11. Insurer continually wins awards for their fast and fair claims settlements.
  12. Twenty Four Hour Emergency Assistance Hotline which means if you're confronted with a disaster, help is only a telephone call away.
  13. All claims are handled locally for your convenience.
This class of policy has a Product Disclosure Statement which is available from our office. You should consider the statement when deciding whether to purchase the particular product.

The cover displayed may be varied depending upon your own circumstances and claims experience. The policy provides full details of covers and exclusions.

Competitive Premiums

With our streamlined systems, more than 30 years experience, proven track record and thousands of clients insured Australia wide, we have considerable buying power which enables us to negotiate the most competitive premiums for you.

Business insurance premiums have a history of rising and falling in cycles, mainly driven by claims, investment returns and the economy. With our extensive and up to the minute market knowledge, at each renewal time, should there be a more competitive alternative available with a secure insurer providing the required covers, we will discuss the alternative with you.

Whilst we never lose the sense of anticipation and responsibility at beginning a relationship with a new client, it is our ongoing service and commitment that drives us to ensure you get everything you expect and more.

Monthly Premium Payments

The payment of insurance premiums can put a hefty dent in your cash flow.

Not any more...

We can provide you with the advantage of monthly premium payments, conveniently deducted from your bank account.

Paperwork Completion

We know insurance paperwork can be confusing and isn't the most productive task that business owners have to perform. That is why we have developed systems that greatly reduce or do away with paperwork altogether.

So when we look after your insurances for you, we look after all aspects, including your paperwork.

Fast and Fair Claim Settlements

Because we have thousands of tradies insured, we are in a position of strength, particularly in relation to policy wordings and claim settlements.

As our policies are designed specifically for you, this means you are more comprehensively protected when it comes to claiming.

Following on from this, with our muscle behind you, borderline claims are looked at more favourably as our insurers do not want to upset a substantial source of income. Our insurers look for ways to pay claims as opposed to looking for ways to avoid them.

Dedicated Account Manager

Our Account Managers are fully qualified and dedicated insurance professionals.

Together with their support team, their role is to

  • Have a thorough understanding of your business.
  • Make recommendations with alternatives so you can make informed decisions as to which risks you wish to insure and those you elect to carry yourself.
  • Represent you in the insurance market to ensure you continually receive the required cover at the most competitive premium.
  • Attend to your queries promptly and professionally.
  • Provide you with claims advice and negotiate with insurers on your behalf so that your claims are attended to quickly, with a minimum of fuss and you receive your maximum entitlement.

Australian Authorised Insurers

Our standing in the insurance world provides us, and you, with a tremendous advantage as the securing of the most comprehensive covers and competitive premiums are achieved with insurers from whom you will obtain a great deal of confidence.

Insurance is all about peace of mind and that is why we have chosen to deal with large, secure and well respected Australian Authorised insurers.