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	<title>imar</title>
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	<link>http://www.imar.com.au</link>
	<description>Business, Tradies and Builders Insurance Provider in Australia</description>
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		<title>Construction</title>
		<link>http://www.imar.com.au/tradies-insurance/construction/</link>
		<comments>http://www.imar.com.au/tradies-insurance/construction/#comments</comments>
		<pubDate>Mon, 10 Dec 2012 03:41:07 +0000</pubDate>
		<dc:creator>twadmin</dc:creator>
				<category><![CDATA[Tradies Insurance]]></category>

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		<title>House Construction</title>
		<link>http://www.imar.com.au/tradies-insurance/house-construction/</link>
		<comments>http://www.imar.com.au/tradies-insurance/house-construction/#comments</comments>
		<pubDate>Mon, 10 Dec 2012 03:40:57 +0000</pubDate>
		<dc:creator>twadmin</dc:creator>
				<category><![CDATA[Tradies Insurance]]></category>

		<guid isPermaLink="false">http://www.imar.com.au/?p=3935</guid>
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		<title>Commercial Builder</title>
		<link>http://www.imar.com.au/tradies-insurance/commercial-builder/</link>
		<comments>http://www.imar.com.au/tradies-insurance/commercial-builder/#comments</comments>
		<pubDate>Mon, 10 Dec 2012 03:40:46 +0000</pubDate>
		<dc:creator>twadmin</dc:creator>
				<category><![CDATA[Tradies Insurance]]></category>

		<guid isPermaLink="false">http://www.imar.com.au/?p=3933</guid>
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		<title>Residential Builder</title>
		<link>http://www.imar.com.au/tradies-insurance/residential-builder/</link>
		<comments>http://www.imar.com.au/tradies-insurance/residential-builder/#comments</comments>
		<pubDate>Mon, 10 Dec 2012 03:40:34 +0000</pubDate>
		<dc:creator>twadmin</dc:creator>
				<category><![CDATA[Tradies Insurance]]></category>

		<guid isPermaLink="false">http://www.imar.com.au/?p=3931</guid>
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		<title>Builder</title>
		<link>http://www.imar.com.au/tradies-insurance/builder/</link>
		<comments>http://www.imar.com.au/tradies-insurance/builder/#comments</comments>
		<pubDate>Mon, 10 Dec 2012 03:40:15 +0000</pubDate>
		<dc:creator>twadmin</dc:creator>
				<category><![CDATA[Tradies Insurance]]></category>

		<guid isPermaLink="false">http://www.imar.com.au/?p=3929</guid>
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		<title>Cleaners (Window)</title>
		<link>http://www.imar.com.au/tradies-insurance/cleaners-window/</link>
		<comments>http://www.imar.com.au/tradies-insurance/cleaners-window/#comments</comments>
		<pubDate>Tue, 13 Nov 2012 00:08:53 +0000</pubDate>
		<dc:creator>twadmin</dc:creator>
				<category><![CDATA[Business Insurance (Title)]]></category>
		<category><![CDATA[Tradies Insurance]]></category>

		<guid isPermaLink="false">http://www.imar.com.au/?p=3852</guid>
		<description><![CDATA[RESULT OF FAULTY WORKMANSHIPExample &#8211; Whilst cleaning a window you damage it, you are covered. PRODUCT LIABILITYExample &#8211; You use a cleaning liquid that is incorrectly mixed by the manufacturer and it damages the window or surrounds, you are covered. LEGAL COSTSThe policy includes legal costs in addition to your limit of indemnity. PRINCIPALS INDEMNITYMany [...]]]></description>
			<content:encoded><![CDATA[<p><strong>RESULT OF FAULTY WORKMANSHIP<br /></strong>Example &#8211; Whilst cleaning a window you damage it, you are covered.</p>
<p><strong>PRODUCT LIABILITY</strong><br />Example &#8211; You use a cleaning liquid that is incorrectly mixed by the manufacturer and it damages the window or surrounds, you are covered.</p>
<p><strong>LEGAL COSTS</strong><br />The policy includes legal costs in addition to your limit of indemnity.</p>
<p><strong>PRINCIPALS INDEMNITY</strong><br />Many principal contractors require cleaners to provide them with protection should the cleaners cause a problem and they become vicariously involved. Often it is written into a contract and overlooked so our policy automatically covers it for you.</p>
<p><strong>TAX AUDIT</strong><br />Should the ATO carry out an audit of your income tax returns, you are covered up to $5,000 for the accountants and other costs incurred in providing information and documentation.</p>
<p><strong>TRANSIT</strong><br />Example &#8211; When transporting customers goods to and from your premises and the goods are damaged due to your negligence, you are covered.</p>
<p><strong>MONTHLY PREMIUM PAYMENTS</strong><br />Great for your cash flow.</p>
<p>The policy wording has full details of cover and exclusions. Depending on your occupation, the policy wording may change to meet your individual requirements.</p>
<p><strong>TOOLS OF TRADE, INCOME PROTECTION AND MOTOR VEHICLE COVER<br /></strong>ALSO DESIGNED SPECIFICALLY FOR YOUR REQUIREMENTS.</p>
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		<title>Cleaners (Grease Trap)</title>
		<link>http://www.imar.com.au/tradies-insurance/cleaners-grease-trap/</link>
		<comments>http://www.imar.com.au/tradies-insurance/cleaners-grease-trap/#comments</comments>
		<pubDate>Tue, 13 Nov 2012 00:07:43 +0000</pubDate>
		<dc:creator>twadmin</dc:creator>
				<category><![CDATA[Business Insurance (Title)]]></category>
		<category><![CDATA[Tradies Insurance]]></category>

		<guid isPermaLink="false">http://www.imar.com.au/?p=3850</guid>
		<description><![CDATA[ATTACHMENT TO A REGISTERED VEHICLEExample &#8211; Most public liability policies exclude claims arising from attachments to a registered vehicle, eg. Someone trips over a hose attached to your vehicle. With our policy, you would be covered. UNREGISTERED VEHICLESExample &#8211; Should you have an unregistered vehicle or machinery and it causes bodily injury or property damage, [...]]]></description>
			<content:encoded><![CDATA[<p><strong>ATTACHMENT TO A REGISTERED VEHICLE<br /></strong>Example &#8211; Most public liability policies exclude claims arising from attachments to a registered vehicle, eg. Someone trips over a hose attached to your vehicle. With our policy, you would be covered.</p>
<p><strong>UNREGISTERED VEHICLES</strong><br />Example &#8211; Should you have an unregistered vehicle or machinery and it causes bodily injury or property damage, you are covered.</p>
<p><strong>RESULT OF FAULTY WORKMANSHIP</strong><br />Example &#8211; Whilst cleaning a grease trap you damage it, you are covered.</p>
<p><strong>LEGAL COSTS</strong><br />The policy includes legal costs in addition to your limit of indemnity.</p>
<p><strong>PRINCIPALS INDEMNITY</strong><br />Many principal contractors require cleaners to provide them with protection should the cleaners cause a problem and they become vicariously involved. Often it is written into a contract and overlooked so our policy automatically covers it for you.</p>
<p><strong>MONTHLY PREMIUM PAYMENTS</strong><br />Great for your cash flow.</p>
<p>The policy wording has full details of cover and exclusions. Depending on your occupation, the policy wording may change to meet your individual requirements.</p>
<p><strong>TOOLS OF TRADE, INCOME PROTECTION AND MOTOR VEHICLE COVER<br /></strong>ALSO DESIGNED SPECIFICALLY FOR YOUR REQUIREMENTS.</p>
]]></content:encoded>
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		<title>Cleaners (Septic Tank)</title>
		<link>http://www.imar.com.au/tradies-insurance/cleaners-septic-tank/</link>
		<comments>http://www.imar.com.au/tradies-insurance/cleaners-septic-tank/#comments</comments>
		<pubDate>Tue, 13 Nov 2012 00:06:50 +0000</pubDate>
		<dc:creator>twadmin</dc:creator>
				<category><![CDATA[Business Insurance (Title)]]></category>
		<category><![CDATA[Tradies Insurance]]></category>

		<guid isPermaLink="false">http://www.imar.com.au/?p=3848</guid>
		<description><![CDATA[ATTACHMENT TO A REGISTERED VEHICLESExample &#8211; Most public liability policies exclude claims arising from a registered vehicle. Eg. Someone trips over a cord or hose connected to your vehicle. With our policy, you are covered. RESULT OF FAULTY WORKMANSHIPExample &#8211; Whilst cleaning a septic tank you damage it, you are covered. SUB-CONTRACTORSExample &#8211; If you [...]]]></description>
			<content:encoded><![CDATA[<p><strong>ATTACHMENT TO A REGISTERED VEHICLES<br /></strong>Example &#8211; Most public liability policies exclude claims arising from a registered vehicle. Eg. Someone trips over a cord or hose connected to your vehicle. With our policy, you are covered.</p>
<p><strong>RESULT OF FAULTY WORKMANSHIP</strong><br />Example &#8211; Whilst cleaning a septic tank you damage it, you are covered.</p>
<p><strong>SUB-CONTRACTORS</strong><br />Example &#8211; If you use subbies and as a result of their negligence, you are included in a legal action against them, you are covered.</p>
<p><strong>UNREGISTERED VEHICLES</strong><br />Example &#8211; Should you have an unregistered vehicle or machinery and it causes bodily injury or property damage, you are covered.</p>
<p><strong>LEGAL COSTS</strong><br />The policy includes legal costs in addition to your limit of indemnity.</p>
<p><strong>PRINCIPALS INDEMNITY</strong><br />Many principal contractors require cleaners to provide them with protection should the cleaners cause a problem and they become vicariously involved. Often it is written into a contract and overlooked so our policy automatically covers it for you.</p>
<p><strong>MONTHLY PREMIUM PAYMENTS</strong><br />Great for your cash flow.</p>
<p>The policy wording has full details of cover and exclusions. Depending on your occupation, the policy wording may change to meet your individual requirements.</p>
<p><strong>TOOLS OF TRADE, INCOME PROTECTION AND MOTOR VEHICLE COVER<br /></strong>ALSO DESIGNED SPECIFICALLY FOR YOUR REQUIREMENTS.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<title>Cleaners (Steam)</title>
		<link>http://www.imar.com.au/tradies-insurance/cleaners-steam/</link>
		<comments>http://www.imar.com.au/tradies-insurance/cleaners-steam/#comments</comments>
		<pubDate>Tue, 13 Nov 2012 00:05:59 +0000</pubDate>
		<dc:creator>twadmin</dc:creator>
				<category><![CDATA[Business Insurance (Title)]]></category>
		<category><![CDATA[Tradies Insurance]]></category>

		<guid isPermaLink="false">http://www.imar.com.au/?p=3846</guid>
		<description><![CDATA[PRODUCT LIABILITYExample &#8211; You use a cleaning liquid that is incorrectly mixed by the manufacturer and it damages carpet, you are covered. GOODS IN CUSTODYExample &#8211; You take a clients property back to your premises to be cleaned and it is damaged or stolen due to your negligence, you are covered. RESULT OF FAULTY WORKMANSHIPExample [...]]]></description>
			<content:encoded><![CDATA[<p><strong>PRODUCT LIABILITY<br /></strong>Example &#8211; You use a cleaning liquid that is incorrectly mixed by the manufacturer and it damages carpet, you are covered.</p>
<p><strong>GOODS IN CUSTODY</strong><br />Example &#8211; You take a clients property back to your premises to be cleaned and it is damaged or stolen due to your negligence, you are covered.</p>
<p><strong>RESULT OF FAULTY WORKMANSHIP</strong><br />Example &#8211; Whilst cleaning an item you damage it, you are covered.</p>
<p><strong>LEGAL COSTS</strong><br />The policy includes legal costs in addition to your limit of indemnity.</p>
<p><strong>PRINCIPALS INDEMNITY</strong><br />Many principal contractors require cleaners to provide them with protection should the cleaners cause a problem and they become vicariously involved. Often it is written into a contract and overlooked so our policy automatically covers it for you.</p>
<p><strong>TAX AUDIT</strong><br />Should the ATO carry out an audit of your income tax returns, you are covered up to $5,000 for the accountants and other costs incurred in providing information and documentation.</p>
<p><strong>TRANSIT</strong><br />Example &#8211; When transporting customers goods to and from your premises and the goods are damaged due to your negligence, you are covered.</p>
<p><strong>MONTHLY PREMIUM PAYMENTS</strong><br />Great for your cash flow.</p>
<p>The policy wording has full details of cover and exclusions. Depending on your occupation, the policy wording may change to meet your individual requirements.</p>
<p><strong>TOOLS OF TRADE, INCOME PROTECTION AND MOTOR VEHICLE COVER</strong><br />ALSO DESIGNED SPECIFICALLY FOR YOUR REQUIREMENTS.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Cleaners (Furniture)</title>
		<link>http://www.imar.com.au/tradies-insurance/cleaners-furniture/</link>
		<comments>http://www.imar.com.au/tradies-insurance/cleaners-furniture/#comments</comments>
		<pubDate>Tue, 13 Nov 2012 00:05:10 +0000</pubDate>
		<dc:creator>twadmin</dc:creator>
				<category><![CDATA[Business Insurance (Title)]]></category>
		<category><![CDATA[Tradies Insurance]]></category>

		<guid isPermaLink="false">http://www.imar.com.au/?p=3844</guid>
		<description><![CDATA[PRODUCT LIABILITYExample &#8211; You use a cleaning liquid that is incorrectly mixed by the manufacturer and it damages the furniture, you are covered. GOODS IN CUSTODYExample &#8211; You take a clients property back to your premises to be cleaned and it is damaged or stolen due to your negligence, you are covered. ATTACHMENT TO A [...]]]></description>
			<content:encoded><![CDATA[<p><strong>PRODUCT LIABILITY<br /></strong>Example &#8211; You use a cleaning liquid that is incorrectly mixed by the manufacturer and it damages the furniture, you are covered.</p>
<p><strong>GOODS IN CUSTODY</strong><br />Example &#8211; You take a clients property back to your premises to be cleaned and it is damaged or stolen due to your negligence, you are covered.</p>
<p><strong>ATTACHMENT TO A REGISTERED VEHICLES</strong><br />Example &#8211; Most public liability policies exclude claims arising from a registered vehicle. Eg. Someone trips over a cord or hose connected to your vehicle. With our policy, you are covered.</p>
<p><strong>RESULT OF FAULTY WORKMANSHIP</strong><br />Example &#8211; Whilst cleaning an item you damage it, you are covered.</p>
<p><strong>LEGAL COSTS</strong><br />The policy includes legal costs in addition to your limit of indemnity.</p>
<p><strong>PRINCIPALS INDEMNITY</strong><br />Many principal contractors require cleaners to provide them with protection should the cleaners cause a problem and they become vicariously involved. Often it is written into a contract and overlooked so our policy automatically covers it for you.</p>
<p><strong>TAX AUDIT</strong><br />Should the ATO carry out an audit of your income tax returns, you are covered up to $5,000 for the accountants and other costs incurred in providing information and documentation.</p>
<p><strong>TRANSIT</strong><br />Example &#8211; When transporting customers goods to and from your premises and the goods are damaged due to your negligence, you are covered.</p>
<p><strong>MONTHLY PREMIUM PAYMENTS</strong><br />Great for your cash flow.</p>
<p>The policy wording has full details of cover and exclusions. Depending on your occupation, the policy wording may change to meet your individual requirements.</p>
<p><strong>TOOLS OF TRADE, INCOME PROTECTION AND MOTOR VEHICLE COVER<br /></strong>ALSO DESIGNED SPECIFICALLY FOR YOUR REQUIREMENTS.</p>
]]></content:encoded>
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