Insurance for tradies – everything you need and nothing you don’t

Insurance for construction trades is more than a box ticking exercise in meeting regulatory requirements. When trouble hits it can make the difference between your operation being able to keep trading or going broke. Don’t try to DIY your business insurance cover based on the premium you think you can afford. On that basis you…

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Will my car insurance cover my work ute?

Many tradies use their ute for both personal and commercial purposes, but is your car insurance enough to cover you should the worst happen? Many tradies use their ute for both personal and commercial purposes, but is your car insurance enough to cover you should the worst happen? Rosemary Callaghan, Team Leader at imar, said…

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Why tradies need public liability insurance

The world of business insurance can sometimes seem complex but it is absolutely necessary for any tradie on any job site. Public liability insurance may not be mandated by law, but many employers will not allow a tradie onto their job site without the cover. So what is public liability insurance and why is it…

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Making it easy for tradies

When you need expert advice on covering your risks as a tradie, it would be hard to find a crew that knows more about tradies insurance than the imar tradeis team. For example, team leader, Anna Murrowood, has spent the past 13 years helping tradies understand their risk exposures; recommending the most appropriate policies to…

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To Sue Or Not To Sue?

You’re probably thinking the same as us when we first read that headline. Who’s Sue? While we don’t have any Sue’s in our office here at imar, we do know a thing or two about legal proceedings against tradies. We’re not lawyers, but we’ve seen numerous tradies get sued, often when they’ve done nothing wrong….

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Rowdy Ruddy Pipe Work: Talking Plumbers

Plumbing insurance has become an increasingly tighter market in recent times. With abundant water damage claims across the industry, insurers are putting the screws on plumbing insurance premiums. Subsequently, our plumber and gas-fitter clients—especially Victorian operators—are having more cash than usual wrenched from their accounts to keep their coverage. Even plumbing subcontractors insurance has taken…

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How Tradies Should Protect Themselves

As a tradie, protecting yourself is important. But thinking about yourself usually goes way down on the priority list. Up top, there’s your family, your personal commitments, your workers, your business – including your assets and your liabilities. Then your friends, if they’re lucky, and they don’t go for the Tigers. Tradies usually slot their…

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Gone in 60 seconds

A bad tradie blames his tools, but a tradie without any tools is heading for the dole queue! How many times have you heard of a 40 year old carpenter waking up one morning having completely lost his memory and can’t even remember how to switch on a power saw. Never right? Even after a…

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