Insurance Policy

Back Hoe Operators

Expediting Costs

Covers expediting of repairs or parts

Multi Lifts

Cover if two or more cranes share a lift

Accidental Damage to Goods Lifted (Hook Risk)

Increased Cost of Working

Covers the cost of replacement plant hire in the event of a claim

Loss of Revenue

Covers financial loss caused by the interruption of your business that results from damage to your plant and equipment

Mechanical / Electrical Breakdown

Covers mechanical, electrical and hydraulic failures and all resultant damage

Appreciation

Covers escalation of the sum insured

Agreed Value

Cover on agreed value basis. (A valuation from a registered valuer must be provided.)

Recovery Costs

Cover for recovery when no material damage occurs

Accidental Overload

Covers damage caused by accidental overloading

Lease Value Protection

Covers percentage of the gap between the market value and the financed payout figure in the event of a total loss

Lease Payment Protection

Covers lease payments in the event of claim

Dry Hire

Cover when machine hired out without your operator

Owners Protection

Provides cover for the policy exclusions that would apply to you for the wilful or negligent acts of your employees that happen without your knowledge

Hold Harmless

Protects you for damage caused by contractors, principals or Government Bodies that you contractually hold harmless

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