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Insurance Policy

Cosmetic Product Retailers

Overview Benefits

Our team of strategists have been working on a formula for years perfecting the product in a sterile office environment. A pinch of recall, a dab of products guarantee and a smothering of professional indemnity. We haven’t time to give you all the ingredients. Then we sent the product off to the TGA (Test Group Analysis) for approval.

We are constantly developing the covers in our office laboratory to ensure the end product is the perfect policy at the best price.

Here’s some of the Package advantages. Many are not included in standard policies.

Accidental Damage

For example. Should you drop a piece of equipment, you are covered.

Theft

For example. Should your premises be entered with or without forcible and violent entry, you are covered.

EMPLOYEE FRAUD OR DISHONESTY

For example. Should an employee steal contents or cash from your business, you are covered.

NEW FOR OLD COVER ON BUILDINGS AND CONTENTS

For example. Should your property be damaged by fire, or stolen, it will be repaired / replaced as new.

LOCKS AND KEYS REPLACEMENT

For example. Should your keys be lost or stolen, the cost of replacing the locks and keys is covered.

PREVENTION OF ACCESS

For example. Should access to your premises be prevented or hindered due to a fire in the vicinity, and as a result you lose income, you are covered.

The cover displayed may be varied depending upon your own circumstances and claims experience. The policy provides full details of covers and exclusions.

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