Insurance Policy

Insulation Contractors

PUBLIC LIABILITY POLICY ADVANTAGES

Many of these extra covers are not included in a standard Public liability policy but our policy has been specifically enhanced & extended to include them automatically.

RESULT OF FAULTY WORKMANSHIP

Example – You are insulating a home and you block an exhaust fan which results in property damage, you are covered.

PRODUCTS LIABILITY

Example – You use an insulation that has been incorrectly manufactured and as a result causes damage or injury, you are covered.

ATTACHMENT TO A REGISTERED VEHICLES

Example – Most public liability policies exclude claims arising from a registered vehicle. Eg. Someone trips over a hose connected to your vehicle. With our policy, you are covered.

SUB-CONTRACTORS

Example – If you use subbies and as a result of their negligence, you are included in a legal action against them, you are covered.

LEGAL COSTS

The policy includes legal costs in addition to your limit of indemnity.

PRINCIPALS INDEMNITY

Many principal contractors require tradespeople to provide them with protection should the tradespeople cause a problem. Often it is written into a contract and overlooked so our policy automatically covers it for you.

24 HOUR EMERGENCY ASSISTANCE HOTLINE

So if you’re faced with a disaster, help is only a telephone call away.

AUSTRALIA WIDE CLAIMS SERVICE

Provided so that claims are handled locally for your convenience. The policy provides full details of covers and exclusions.

TAX AUDIT

Should the ATO carry out an audit of your income tax returns, you are covered up to $5,000 for the accountants and other costs incurred in providing information and documentation.

TRANSIT

Example – When transporting customers goods to and from your premises and the goods are damaged due to your negligence, you are covered.

MONTHLY PREMIUM PAYMENTS

Great for your cash flow. The policy wording has full details of cover and exclusions. Depending on your occupation, the policy wording may change to meet your individual requirements.

TOOLS OF TRADE, INJURY & ILLNESS, INCOME PROTECTION AND MOTOR VEHICLE COVER

Also designed specifically for your requirements.

The cover and/or premiums displayed may be varied depending upon your own circumstances, claims experience and Government charges.

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