Many of these extra covers are not included in a standard public liability policy but imar’s policy has been specifically enhanced & extended to include them.
Insurance Policy
Weed Controllers
PROFESSIONAL INDEMNITY
You have the option to include cover for Professional Indemnity which will protect you should you give advice.
ENVIRONMENTAL IMPAIRMENT
The package can be extended to include environmental issues.
TREE LOPPING
Example – Whilst cutting down a tree you cause injury or property damage, you are covered.
SUB-CONTRACTORS
Example – If you use subbies and as a result of their negligence, you are included in a legal action against them, you are covered.
PRODUCTS LIABILITY
Example – You use a poison & it has been incorrectly manufactured and as such causes injury or damage, you are covered. For example, it is much stronger than it should be and a child is poisoned etc, you are covered.
LEGAL COSTS
The policy includes legal costs in addition to your limit of indemnity.
TENANTS LIABILITY
Example – If you rent a building and negligently cause damage to it, you are covered.
PRINCIPALS INDEMNITY
Many principal contractors require contractors to provide them with protection should the contractors cause a problem. Often it is written into a contract and overlooked so our policy automatically covers it for you.
The cover displayed may be varied depending upon your own circumstances and claims experience. The policy provides full details of covers and exclusions.