Many of these extra covers are not included in a standard public liability policy but imar’s policy has been specifically enhanced & extended to include them.
You have the option to include cover for Professional Indemnity which will protect you should you give advice.
The package can be extended to include environmental issues.
Example – Whilst cutting down a tree you cause injury or property damage, you are covered.
Example – If you use subbies and as a result of their negligence, you are included in a legal action against them, you are covered.
Example – You use a poison & it has been incorrectly manufactured and as such causes injury or damage, you are covered. For example, it is much stronger than it should be and a child is poisoned etc, you are covered.
The policy includes legal costs in addition to your limit of indemnity.
Example – If you rent a building and negligently cause damage to it, you are covered.
Many principal contractors require contractors to provide them with protection should the contractors cause a problem. Often it is written into a contract and overlooked so our policy automatically covers it for you.
The cover displayed may be varied depending upon your own circumstances and claims experience. The policy provides full details of covers and exclusions.
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