Example – You are supplied with asphalt that has been incorrectly mixed and as a result it cracks and someone trips injuring themselves, you are covered.
RESULT OF FAULTY WORKMANSHIP
Example – You do a job which includes steps, they are faulty and for some reason someone trips on them and injures themselves, you are covered.
ATTACHMENT TO A REGISTERED VEHICLES
Example – Most public liability policies exclude claims arising from a registered vehicle. Eg. Someone trips over a cord or hose connected to your vehicle. With our policy, you are covered.
Example – Should you have an unregistered vehicle or machinery and it causes bodily injury or property damage, you are covered.
Example – If you use subbies and as a result of their negligence, you are included in a legal action against them, you are covered.
Example – If you cut or damage underground services, you are covered, including the resulting damage that may be caused. eg. fusion of household appliances etc.
The policy includes legal costs in addition to your limit of indemnity.
Many principal contractors require tradies to provide them with protection should the tradie cause a problem and they become vicariously involved. Often it is written into a contract and overlooked so our policy automatically covers it for you.
MONTHLY PREMIUM PAYMENTS
Great for your cash flow.The policy wording has full details of cover and exclusions. Depending on your occupation, the policy wording may change to meet your individual requirements.
TOOLS OF TRADE, INJURY & ILLNESS, INCOME PROTECTION AND MOTOR VEHICLE COVER
Also designed specifically for your requirements
PUBLIC LIABILITY PREMIUM (INCLUDES GST)
As low as $500 for $5,000,000 cover and $600 for $10,000,000 cover
TOOLS & STOCK PREMIUM (INCLUDES GST)
As low as $275 for $7,500 cover
INJURY & ILLNESS PREMIUM (INCLUDES GST)
As low as $490 for $700 a week cover
Talk with our Financial Services experts for an indication of price and cover
The cover and/or premiums displayed may be varied depending upon your own circumstances, claims experience and Government charges.