Insurance Policy

Asphalters

PUBLIC LIABILITY PREMIUM (INCLUDES GST) 
As low as $500 for $5,000,000 cover and $600 for $10,000,000 cover.
TOOLS & STOCK PREMIUM (INCLUDES GST) 
As low as $275 for $7,500 cover.
INJURY & ILLNESS PREMIUM (INCLUDES GST) 
As low as $490 for $700 a week cover.
INCOME PROTECTION 
Talk with our Financial Services experts for an indication of price and cover.

PUBLIC LIABILITY POLICY ADVANTAGES

Many of these extra covers are not included in a standard Public liability policy but our policy has been specifically enhanced & extended to include them automatically.

PRODUCTS LIABILITY

Example – You are supplied with asphalt that has been incorrectly mixed and as a result it cracks and someone trips injuring themselves, you are covered.

RESULT OF FAULTY WORKMANSHIP

Example – You do a job which includes steps, they are faulty and for some reason someone trips on them and injures themselves, you are covered.

ATTACHMENT TO A REGISTERED VEHICLES

Example – Most public liability policies exclude claims arising from a registered vehicle. Eg. Someone trips over a cord or hose connected to your vehicle. With our policy, you are covered.

UNREGISTERED VEHICLES

Example – Should you have an unregistered vehicle or machinery and it causes bodily injury or property damage, you are covered.

SUB-CONTRACTORS

Example – If you use subbies and as a result of their negligence, you are included in a legal action against them, you are covered.

UNDERGROUND SERVICES

Example – If you cut or damage underground services, you are covered, including the resulting damage that may be caused. eg. fusion of household appliances etc.

LEGAL COSTS

The policy includes legal costs in addition to your limit of indemnity.

PRINCIPALS INDEMNITY

Many principal contractors require tradies to provide them with protection should the tradie cause a problem and they become vicariously involved. Often it is written into a contract and overlooked so our policy automatically covers it for you.

MONTHLY PREMIUM PAYMENTS

Great for your cash flow. The policy wording has full details of cover and exclusions. Depending on your occupation, the policy wording may change to meet your individual requirements.

TOOLS OF TRADE, INJURY & ILLNESS, INCOME PROTECTION AND MOTOR VEHICLE COVER

Also designed specifically for your requirements

The cover and/or premiums displayed may be varied depending upon your own circumstances, claims experience and Government charges.

Talk to us today

For an obligation-free quote from an adviser who understands tradies, just call 1800 284 627 or pop your details into the ‘Get a quote’ form.

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The imar Trades & Business Insurance Difference

Competitive Premiums
No Paperwork Hassles
Monthly Premium Payments
Fast and Fair Claim Settlement
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