Insurance Policy
Bitumen Contractors
PUBLIC LIABILITY POLICY ADVANTAGES
Many of these extra covers are not included in a standard Public liability policy but our policy has been specifically enhanced & extended to include them automatically.
ATTACHMENT TO A REGISTERED VEHICLE
Example – Most public liability policies exclude claims arising from a registered vehicle. Eg. Someone trips over a cord or hose connected to your vehicle. With our policy, you are covered.
RESULT OF FAULTY WORKMANSHIP
Example – You do a job, eg. Steps and they are faulty for some reason and someone trips on them and injures themselves, you are covered.
UNREGISTERED VEHICLES
Example – Should you have an unregistered vehicle or machinery and it causes bodily injury or property damage, you are covered.
PRODUCTS LIABILITY
Example- You are supplied with bitumen that has been incorrectly mixed and as a result it cracks or doesn’t seal correctly, you are covered.
SUB-CONTRACTORS
Example – If you use subbies and as a result of their negligence, you are included in a legal action against them, you are covered.
UNDERGROUND SERVICES
Example – If you cut or damage underground services, you are covered, including the resulting damage that may be caused. eg. fusion of household appliances etc.
LEGAL COSTS
The policy includes legal costs in addition to your limit of indemnity.
PRINCIPALS INDEMNITY
Many principal contractors require tradies to provide them with protection should the tradie cause a problem and they become vicariously involved. Often it is written into a contract and overlooked so our policy automatically covers it for you.
MONTHLY PREMIUM PAYMENTS
Great for your cash flow. The policy wording has full details of cover and exclusions. Depending on your occupation, the policy wording may change to meet your individual requirements.
TOOLS OF TRADE, INJURY & ILLNESS, INCOME PROTECTION AND MOTOR VEHICLE COVER
Also designed specifically for your requirements.
The cover and/or premiums displayed may be varied depending upon your own circumstances, claims experience and Government charges.
Talk to us today
For an obligation-free quote from an adviser who understands tradies, just call 1800 284 627 or pop your details into the ‘Get a quote’ form.