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Income Protection

IMAR Tradies Income Protection

Putting steps in place to protect yourself and your family is vital. This is particularly true for tradies, who work with power tools and machinery, often in rigorous conditions for extended hours.

Outside of working hours, tradies are regularly called upon for favours from family and friends. And in their downtime, they’re usually improving their own family castles!

This puts subcontracting tradies at risk as state-based Workers Compensation policies often don’t protect ABN holders who are technically classified as their own business entity.

Accidents can happen on and off the job. The question is, what measures do you have in place to protect yourself and your family if you become injured or ill and can’t work?

Income Protection Insurance offers a broad range of coverage to protect you in this situation. It’s a valuable backstop in the event you’re injured or ill and can’t work for an extended period. It can pay out a percentage of your nominated income, so while you’re resting and recovering, your bills are still getting paid.

Unlike basic Injury and Illness policies, Income Protection policies are guaranteed renewable, and are tailored to suit your individual needs and budget. They offer varying waiting and benefit periods. Because of this they require more information from you at the application stage.

Complete our contact form or call us to speak with our qualified Financial Adviser here at Imar for an obligation-free discussion and quotation.

You should consider if the insurance is suitable for you and read the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and policy wording before making a decision to acquire insurance. Please ask us for more details before we provide you with our services. Our FSG is available on our website.

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