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Injury and Illness

IMAR Tradies Injury and Illness Insurance

Injury and Illness Insurance offers a great level of basic protection for subcontracting tradies who aren’t protected by state-based Workers Compensation. It can also add a layer of protection for tradies who want cover for accidents outside of working hours.

A simple policy can be setup over the phone with minimal fuss and no paperwork. It’s designed to pay out a nominated amount of your income in the event you can’t work for an extended period due to an injury or illness.

Options include a cost-effective injury only cover, or a combined injury and illness cover which offers broader protection.

Injury and Illness Insurance generally has short waiting periods of 2-4 weeks, with shorter benefit periods ranging from 1-5 years. It’s not a guaranteed renewable cover, meaning you need to disclose changes to your medical history prior to renewal each year.

For an obligation-free Injury and Illness Insurance quotation, fill out the contact form or give one of our experienced Client Managers a call for a discussion.

Injury and Illness Insurance is based on general advice and doesn’t account for your personal circumstances. For a more comprehensive coverage factoring your individual needs, offering similar benefits and more, see our Income Protection Insurance page for more information.

You should consider if the insurance is suitable for you and read the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and policy wording before making a decision to acquire insurance. Please ask us for more details before we provide you with our services. Our FSG is available on our website.

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