Insurance Policy

Landscape Contractors

PUBLIC LIABILITY PREMIUM (INCLUDES GST) 
As low as $500 for $5,000,000 cover and $600 for $10,000,000 cover.
TOOLS & STOCK PREMIUM (INCLUDES GST) 
As low as $275 for $7,500 cover.
INJURY & ILLNESS PREMIUM (INCLUDES GST) 
As low as $490 for $700 a week cover.
INCOME PROTECTION 
Talk with our Financial Services experts for an indication of price and cover.

PUBLIC LIABILITY POLICY ADVANTAGES

Many of these extra covers are not included in a standard Public liability policy but our policy has been specifically enhanced & extended to include them automatically.

UNDERGROUND SERVICES

Example – If you cut or damage underground services, you are covered, including the resulting damage that may be caused. eg. fusion of household appliances etc.

TREE LOPPING

Example – Whilst cutting down a tree you cause injury or property damage, you are covered.

RESULT OF FAULTY WORKMANSHIP

Example – You complete a garden including drainage etc and the drainage is insufficient to cope with the water causing property damage, you are covered, or you put large rocks in and one is not secure and eventually falls causing injury or damage, you are covered.

UNREGISTERED VEHICLES

Example – Should you have an unregistered vehicle or machinery and it causes bodily injury or property damage, you are covered.

SUB-CONTRACTORS

Example – If you use subbies and as a result of their negligence, you are included in a legal action against them, you are covered.

PRODUCTS LIABILITY

Example – You use a weed killer & it has been incorrectly manufactured and as such causes injury or damage, you are covered. For example, it is much stronger than it should be and a child is poisoned etc or you install a sprinkler system and a connection is faulty causing leakage that eventually results in property damage, you are covered.

LEGAL COSTS

The policy includes legal costs in addition to your limit of indemnity.

PRINCIPALS INDEMNITY

Many principal contractors require tradespeople to provide them with protection should the tradespeople cause a problem. Often it is written into a contract and overlooked so our policy automatically covers it for you.

24 HOUR EMERGENCY ASSISTANCE HOTLINE

So if you’re faced with a disaster, help is only a telephone call away.

AUSTRALIA WIDE CLAIMS SERVICE

Provided so that claims are handled locally for your convenience. The policy provides full details of covers and exclusions.

TAX AUDIT

Should the ATO carry out an audit of your income tax returns, you are covered up to $5,000 for the accountants and other costs incurred in providing information and documentation.

TRANSIT

Example – When transporting customers goods to and from your premises and the goods are damaged due to your negligence, you are covered.

MONTHLY PREMIUM PAYMENTS

Great for your cash flow. The policy wording has full details of cover and exclusions. Depending on your occupation, the policy wording may change to meet your individual requirements.

TOOLS OF TRADE, INJURY & ILLNESS, INCOME PROTECTION AND MOTOR VEHICLE COVER

Also designed specifically for your requirements.

The cover and/or premiums displayed may be varied depending upon your own circumstances, claims experience and Government charges.

Talk to us today

For an obligation-free quote from an adviser who understands tradies, just call 1800 284 627 or pop your details into the ‘Get a quote’ form.

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The imar Trades & Business Insurance Difference

Competitive Premiums
No Paperwork Hassles
Monthly Premium Payments
Fast and Fair Claim Settlement
Dedicated Client Manager
Australian Authorised Insurers