PUBLIC LIABILITY POLICY ADVANTAGES
Many of these extra covers are not included in a standard Public liability policy but our policy has been specifically enhanced & extended to include them automatically.
RESULT OF FAULTY WORKMANSHIP
Example – You do a job, eg. Steps, and they are faulty for some reason and someone trips and injures themselves, you are covered.
Example – You lay pavers that have been manufactured incorrectly with turned up edges, for example, and someone injures themselves, you are covered.
ATTACHMENT TO A REGISTERED VEHICLE
Example – Most public liability policies exclude claims arising from a registered vehicle. Eg. Someone trips over a cord connected to your vehicle. With our policy, you are covered.
Example – Should you have an unregistered vehicle or machinery and it causes bodily injury or property damage, you are covered.
Example – If you use subbies and as a result of their negligence, you are included in a legal action against them, you are covered.
Example – If you cut or damage underground services, you are covered, including the resulting damage that may be caused. eg. fusion of household appliances etc.
GOODS IN CUSTODY
Example – If you have clients pavers on your premises and they are stolen as a result of your negligence, you are covered. For example, you fail to adequately protect the pavers behind locked gates or in a building etc.
The policy includes legal costs in addition to your limit of indemnity.
Many principal contractors require tradespeople to provide them with protection should the tradespeople cause a problem. Often it is written into a contract and overlooked so our policy automatically covers it for you.
24 HOUR EMERGENCY ASSISTANCE HOTLINE
So if you’re faced with a disaster, help is only a telephone call away.
AUSTRALIA WIDE CLAIMS SERVICE
Provided so that claims are handled locally for your convenience. The policy provides full details of covers and exclusions.
Should the ATO carry out an audit of your income tax returns, you are covered up to $5,000 for the accountants and other costs incurred in providing information and documentation.
Example – When transporting customers goods to and from your premises and the goods are damaged due to your negligence, you are covered.
MONTHLY PREMIUM PAYMENTS
Great for your cash flow.The policy wording has full details of cover and exclusions. Depending on your occupation, the policy wording may change to meet your individual requirements.
TOOLS OF TRADE, INJURY & ILLNESS, INCOME PROTECTION AND MOTOR VEHICLE COVER
Also designed specifically for your requirements.
The cover and/or premiums displayed may be varied depending upon your own circumstances, claims experience and Government charges.
Talk to us today
For an obligation-free quote from an adviser who understands tradies, just call 1800 284 627 or pop your details into the ‘Get a quote’ form.