GOODS IN CUSTODY
Example – You store clients goods at your premises and as a result of your negligence they are damaged or stolen. For example, you don’t adequately lock the goods away and they are stolen or you leave a cigarette burning and it results in fire damage, you are covered.
RESULT OF FAULTY WORKMANSHIP
Example – You plaster a house and a sheet falls off the ceiling causing injury or damage, you are covered.
Example – You use a glue that has been incorrectly manufactured and as a result plaster comes away from walls or ceilings causing injury or damage, you are covered.
Example – If you use subbies and as a result of their negligence, you are included in a legal action against them, you are covered.
The policy includes legal costs in addition to your limit of indemnity.
Many principal contractors require tradespeople to provide them with protection should the tradespeople cause a problem. Often it is written into a contract and overlooked so our policy automatically covers it for you.
24 HOUR EMERGENCY ASSISTANCE HOTLINE
So if you’re faced with a disaster, help is only a telephone call away.
AUSTRALIA WIDE CLAIMS SERVICE
Provided so that claims are handled locally for your convenience. The policy provides full details of covers and exclusions.
Should the ATO carry out an audit of your income tax returns, you are covered up to $5,000 for the accountants and other costs incurred in providing information and documentation.
Example – When transporting customers goods to and from your premises and the goods are damaged due to your negligence, you are covered.
MONTHLY PREMIUM PAYMENTS
Great for your cash flow.The policy wording has full details of cover and exclusions. Depending on your occupation, the policy wording may change to meet your individual requirements.
TOOLS OF TRADE, INJURY & ILLNESS, INCOME PROTECTION AND MOTOR VEHICLE COVER
Also designed specifically for your requirements.
PUBLIC LIABILITY PREMIUM (INCLUDES GST)
As low as $500 for $5,000,000 cover and $600 for $10,000,000 cover
TOOLS & STOCK PREMIUM (INCLUDES GST)
As low as $275 for $7,500 cover
INJURY & ILLNESS PREMIUM (INCLUDES GST)
As low as $490 for $700 a week cover
Talk with our Financial Services experts for an indication of price and cover
PUBLIC LIABILITY POLICY ADVANTAGES
The cover and/or premiums displayed may be varied depending upon your own circumstances, claims experience and Government charges.