Insurance Policy

Sandblasters

PUBLIC LIABILITY POLICY ADVANTAGES

Many of these extra covers are not included in a standard Public liability policy but our policy has been specifically enhanced & extended to include them automatically.

PROPERTY DAMAGE & OR PERSONAL INJURY

Example – You are sandblasting the exterior of a building and the debris causes damage to a number of vehicles or personal injury, you are covered.

GOODS IN CUSTODY

Example – You store clients goods at your premises and as a result of your negligence they are damaged or stolen. For example, you don’t adequately lock the goods away and they are stolen or you leave a cigarette burning and it results in fire damage, you are covered.

ATTACHMENT TO A REGISTERED VEHICLE

Example – Most public liability policies exclude claims arising from a registered vehicle. Eg. Someone trips over a cord or hose connected to your vehicle. With our policy, you are covered.

SUB-CONTRACTORS

Example – If you use subbies and as a result of their negligence, you are included in a legal action against them, you are covered.

UNREGISTERED VEHICLES

Example – Should you have an unregistered vehicle or machinery and it causes bodily injury or property damage, you are covered.

LEGAL COSTS

The policy includes legal costs in addition to your limit of indemnity.

PRINCIPALS INDEMNITY

Many principal contractors require tradies to provide them with protection should the tradie cause a problem and they become vicariously involved. Often it is written into a contract and overlooked so our policy automatically covers it for you.

MONTHLY PREMIUM PAYMENTS

Great for your cash flow. The policy wording has full details of cover and exclusions. Depending on your occupation, the policy wording may change to meet your individual requirements.

TOOLS OF TRADE, INJURY & ILLNESS, INCOME PROTECTION, AND MOTOR VEHICLE COVER

ALSO DESIGNED SPECIFICALLY FOR YOUR REQUIREMENTS.

The cover and/or premiums displayed may be varied depending upon your own circumstances, claims experience and Government charges.

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For an obligation-free quote from an adviser who understands tradies, just call 1800 284 627 or pop your details into the ‘Get a quote’ form.

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The imar Trades & Business Insurance Difference

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