Insurance Policy

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PRODUCTS LIABILITY

Example – You use a paint that has been incorrectly manufactured and it runs when wet causing damage, you are covered.

GOODS IN CUSTODY

Example – You have clients goods at your premises or out the front of their premises at your vehicle and as a result of your negligence the clients property is damaged or stolen, you are covered.

SUB-CONTRACTORS

Example – If you use subbies and as a result of their negligence, you are included in a legal action against them, you are covered.

LEGAL COSTS

The policy includes legal costs in addition to your limit of indemnity.

PRINCIPALS INDEMNITY

Many principal contractors require tradies to provide them with protection should the tradie cause a problem and they become vicariously involved. Often it is written into a contract and overlooked so our policy automatically covers it for you.

TAX AUDIT

Should the ATO carry out an audit of your income tax returns, you are covered up to $5,000 for the accountants and other costs incurred in providing information and documentation.

TRANSIT

Example – When transporting customers goods to and from your premises and the goods are damaged due to your negligence, you are covered.

MONTHLY PREMIUM PAYMENTS

Great for your cash flow.The policy wording has full details of cover and exclusions. Depending on your occupation, the policy wording may change to meet your individual requirements.

TOOLS OF TRADE, INJURY & ILLNESS, INCOME PROTECTION AND MOTOR VEHICLE COVER

Also designed specifically for your requirements.

INCOME PROTECTION

Talk with our Financial Services experts for an indication of price and cover

PUBLIC LIABILITY PREMIUM (INCLUDES GST)

As low as $500 for $5,000,000 cover and $600 for $10,000,000 cover

TOOLS & STOCK PREMIUM (INCLUDES GST)

As low as $275 for $7,500 cover

INJURY & ILLNESS PREMIUM (INCLUDES GST)

As low as $490 for $700 a week cover

The cover and/or premiums displayed may be varied depending upon your own circumstances, claims experience and Government charges.

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