Slaters – Floor and Wall
Example – Slate layed by you have some edges that stick up and someone trips over, you are covered, or you use glue that is incorrectly manufactured and slate falls off a wall causing damage or injury, you are covered.
RESULT OF FAULTY WORKMANSHIP
Example – You lay slate unevenly and someone trips over, you are covered.
GOODS IN CUSTODY
Example – You have clients slate stored at your premises and as a result of your negligence they are stolen or burnt, for example, you are covered. You may have failed to adequately lock the premises, or left a cigarette burning etc.
ATTACHMENTS TO A REGISTERED VEHICLE
Example – Most public liability policies exclude claims arising from attachments to a registered vehicle. Eg. Someone trips over a lead connected to your vehicle. With our policy you are covered.
Example – If you use subbies and as a result of their negligence, you are included in a legal action against them, you are covered.
The policy includes legal costs in addition to your limit of indemnity.
Many principal contractors require tradies to provide them with protection should the tradie cause a problem and they become vicariously involved. Often it is written into a contract and overlooked so our policy automatically covers it for you.
Should the ATO carry out an audit of your income tax returns, you are covered up to $5,000 for the accountants and other costs incurred in providing information and documentation.
TOOLS OF TRADE, INJURY & ILLNESS, INCOME PROTECTION AND MOTOR VEHICLE COVER
Also designed specifically for your requirements.
PUBLIC LIABILITY PREMIUM (INCLUDES GST)
As low as $500 for $5,000,000 cover and $600 for $10,000,000 cover
TOOLS & STOCK PREMIUM (INCLUDES GST)
As low as $275 for $7,500 cover
INJURY & ILLNESS PREMIUM (INCLUDES GST)
As low as $490 for $700 a week cover
Talk with our Financial Services experts for an indication of price and cover
The cover and/or premiums displayed may be varied depending upon your own circumstances, claims experience and Government charges.