Slaters – Roof
RESULT OF FAULTY WORKMANSHIP
Example – You lay slate and because they have not been done correctly or there is a fault with the pointing, which results in damage or injury, you are covered. For example, water gets in or a ridge cap blows off causing damage or injury.
Example – Should you have an unregistered vehicle or machinery and it causes bodily injury or property damage, you are covered.
Example – There is a fault in the slate that leads to injury or damage, you are covered. For example, they are too brittle and crack too easily leading to water damage.
Example- You are moving slate with the elevator & as a result of your negligence there is injury or property damage, you are covered.
ATTACHMENTS TO A REGISTERED VEHICLE
Example – Most public liability policies exclude claims arising from attachments to a registered vehicle. Eg. Someone trips over a lead connected to your vehicle. With our policy you are covered.
Example – If you use subbies and as a result of their negligence, you are included in a legal action against them, you are covered.
GOODS IN CUSTODY
Example – You take a customers slate to your premises and as a result of your negligence they are stolen or damaged, you are covered. For example, you fail to secure them behind locked gates or inside locked premises or you leave a heater on and causes fire damage to your premises and tiles.
The policy includes legal costs in addition to your limit of indemnity.
Many principal contractors require tradies to provide them with protection should the tradie cause a problem and they become vicariously involved. Often it is written into a contract and overlooked so our policy automatically covers it for you.
Should the ATO carry out an audit of your income tax returns, you are covered up to $5,000 for the accountants and other costs incurred in providing information and documentation.
TOOLS OF TRADE, INJURY & ILLNESS, INCOME PROTECTION AND MOTOR VEHICLE COVER
Also designed specifically for your requirements.
PUBLIC LIABILITY PREMIUM (INCLUDES GST)
As low as $500 for $5,000,000 cover and $600 for $10,000,000 cover
TOOLS & STOCK PREMIUM (INCLUDES GST)
As low as $275 for $7,500 cover
INJURY & ILLNESS PREMIUM (INCLUDES GST)
As low as $490 for $700 a week cover
Talk with our Financial Services experts for an indication of price and cover
The cover and/or premiums displayed may be varied depending upon your own circumstances, claims experience and Government charges.