Tilers – Floor and Wall
PUBLIC LIABILITY POLICY ADVANTAGES
Many of these extra covers are not included in a standard Public liability policy but our policy has been specifically enhanced & extended to include them automatically.
Example – Tiles layed by you have some edges that stick up and someone trips over and injures themselves, you are covered, or you use glue that is incorrectly manufactured and tiles fall off causing damage or injury, you are covered.
RESULT OF FAULTY WORKMANSHIP
Example – You lay tiles unevenly and someone trips over and injures themselves, you are covered.
GOODS IN CUSTODY
Example – You have clients tiles stored at your premises and as a result of your negligence they are stolen or burnt, for example, you are covered. You may have failed to adequately lock the premises, or left a cigarette burning etc.
Example – If you use subbies and as a result of their negligence, you are included in a legal action against them, you are covered.
The policy includes legal costs in addition to your limit of indemnity.
Many principal contractors require tradies to provide them with protection should the tradie cause a problem and they become vicariously involved. Often it is written into a contract and overlooked so our policy automatically covers it for you.
Should the ATO carry out an audit of your income tax returns, you are covered up to $5,000 for the accountants and other costs incurred in providing information and documentation.
Example – When transporting customers goods to and from your premises and the goods are damaged due to your negligence, you are covered.
MONTHLY PREMIUM PAYMENTS
Great for your cash flow. The policy wording has full details of cover and exclusions. Depending on your occupation, the policy wording may change to meet your individual requirements.
TOOLS OF TRADE, INJURY & ILLNESS, INCOME PROTECTION AND MOTOR VEHICLE COVER
Also designed specifically for your requirements.
The cover and/or premiums displayed may be varied depending upon your own circumstances, claims experience and Government charges.
Talk to us today
For an obligation-free quote from an adviser who understands tradies, just call 1800 284 627 or pop your details into the ‘Get a quote’ form.