Insurance Policy
Tilers Insurance.
PRODUCTS LIABILITY
Example – Tiles layed by you have some edges that stick up and someone trips over and injures themselves, you are covered, or you use glue that is incorrectly manufactured and tiles fall off causing damage or injury, you are covered.
RESULT OF FAULTY WORKMANSHIP
Example – You lay tiles unevenly and someone trips over and injures themselves, you are covered.
GOODS IN CUSTODY
Example – You have clients tiles stored at your premises and as a result of your negligence they are stolen or burnt, for example, you are covered. You may have failed to adequately lock the premises, or left a cigarette burning etc.
SUB-CONTRACTORS
Example – If you use subbies and as a result of their negligence, you are included in a legal action against them, you are covered.
LEGAL COSTS
The policy includes legal costs in addition to your limit of indemnity.
PRINCIPALS INDEMNITY
Many principal contractors require tradies to provide them with protection should the tradie cause a problem and they become vicariously involved. Often it is written into a contract and overlooked so our policy automatically covers it for you.
TAX AUDIT
Should the ATO carry out an audit of your income tax returns, you are covered up to $5,000 for the accountants and other costs incurred in providing information and documentation.
TRANSIT
Example – When transporting customers goods to and from your premises and the goods are damaged due to your negligence, you are covered.
MONTHLY PREMIUM PAYMENTS
Great for your cash flow.The policy wording has full details of cover and exclusions. Depending on your occupation, the policy wording may change to meet your individual requirements.
TOOLS OF TRADE, INJURY & ILLNESS, INCOME PROTECTION AND MOTOR VEHICLE COVER
Also designed specifically for your requirements.
PUBLIC LIABILITY PREMIUM (INCLUDES GST)
As low as $500 for $5,000,000 cover and $600 for $10,000,000 cover
TOOLS & STOCK PREMIUM (INCLUDES GST)
As low as $275 for $7,500 cover
INJURY & ILLNESS PREMIUM (INCLUDES GST)
As low as $490 for $700 a week cover
INCOME PROTECTION
Talk with our Financial Services experts for an indication of price and cover
The cover and/or premiums displayed may be varied depending upon your own circumstances, claims experience and Government charges.