PUBLIC LIABILITY POLICY ADVANTAGES
Many of these extra covers are not included in a standard Public liability policy but our policy has been specifically enhanced & extended to include them automatically.
Insurance Policy
Trenching Contractors
UNDERGROUND SERVICES
Example – If you damage underground services, you are covered, including the resulting damage that may be caused (eg. fusion of household appliances etc.).
SUB-CONTRACTORS
Example – If you use subbies and as a result of their negligence, you are included in a legal action against them, you are covered.
UNREGISTERED VEHICLES
Example – Should you have an unregistered vehicle or machinery and it causes bodily injury or property damage, you are covered.
LEGAL COSTS
The policy includes legal costs in addition to your limit of indemnity.
PRINCIPALS INDEMNITY
Many principal contractors require tradies to provide them with protection should the tradie cause a problem and they become vicariously involved. Often it is written into a contract and overlooked so our policy automatically covers it for you.
TAX AUDIT
Should the ATO carry out an audit of your income tax returns, you are covered up to $5,000 for the accountants and other costs incurred in providing information and documentation.
TRANSIT
Example – When transporting customers goods to and from your premises and the goods are damaged due to your negligence, you are covered.
MONTHLY PREMIUM PAYMENTS
Great for your cash flow.The policy wording has full details of cover and exclusions. Depending on your occupation, the policy wording may change to meet your individual requirements.
TOOLS OF TRADE, INJURY & ILLNESS, INCOME PROTECTION, AND MOTOR VEHICLE COVER
ALSO DESIGNED SPECIFICALLY FOR YOUR REQUIREMENTS.
The cover and/or premiums displayed may be varied depending upon your own circumstances, claims experience and Government charges.