Insurance Policy
Cleaners Insurance (General)
PUBLIC LIABILITY POLICY ADVANTAGES
Many of these extra covers are not included in a standard Public liability policy but our policy has been specifically enhanced & extended to include them automatically.
RESULT OF FAULTY WORKMANSHIP
Example – Whilst cleaning an item you damage it, you are covered.
PRODUCT LIABILITY
Example – You use a cleaning liquid that is incorrectly mixed by the manufacturer and it damages your clients property, you are covered.
GOODS IN CUSTODY
Example – You take a clients property back to your premises to be cleaned and it is damaged or stolen due to your negligence, you are covered.
LEGAL COSTS
The policy includes legal costs in addition to your limit of indemnity.
PRINCIPALS INDEMNITY
Many principal contractors require cleaners to provide them with protection should the cleaners cause a problem and they become vicariously involved. Often it is written into a contract and overlooked so our policy automatically covers it for you.
TAX AUDIT
Should the ATO carry out an audit of your income tax returns, you are covered up to $5,000 for the accountants and other costs incurred in providing information and documentation.
TRANSIT
Example – When transporting customers goods to and from your premises and the goods are damaged due to your negligence, you are covered.
MONTHLY PREMIUM PAYMENTS
Great for your cash flow. The policy wording has full details of cover and exclusions. Depending on your occupation, the policy wording may change to meet your individual requirements.
TOOLS OF TRADE, INJURY & ILLNESS, INCOME PROTECTION AND MOTOR VEHICLE COVER
Also designed specifically for your requirements.
The cover and/or premiums displayed may be varied depending upon your own circumstances, claims experience and Government charges.
Talk to us today
For an obligation-free quote from an adviser who understands tradies, just call 1800 284 627 or pop your details into the ‘Get a quote’ form.