Cleaners Insurance
— Cleaner’s work can vary from domestic in homes to commercial cleaning in offices. Cleaning is a highly physical job that requires great persistence and a lot of repetition. Cleaner’s insurance needs to cover you from when you are vacuuming floors to cleaning wet areas.
Public Liability Insurance
Result of faulty workmanship
Keys Cover
Subcontractors Cover Included
Accident and Injury Insurance
Commercial Motor Insurance
Tax Audit Cover
Carpenter Public Liability Cleaners
Cleaner’s jobs can take them to lots of places including private houses and business sites. Being on someone else’s property means public liability insurance for cleaners or a cleaning business should be highly considered.
Accidents happen, cleaners can trip or spill cleaning agents and public liability protects a cleaning business against claims lodged against you by a third party, a customer, the general public, your contractors and suppliers. It includes cover for third party personal injury, property damage and legal expenses in defending a claim.
imar cleaner’s insurance offers a choice of indemnity options for 5, 10 or 20 million dollars.
Faulty Workmanship Cover for Cleaners
Imar insurance policy also includes cover for faulty workmanship. Therefore if you damage an item/s while cleaning, imar has you covered.
Keys Cover
Your policy has you covered for property damage due to loss of keys. The cost of replacement of keys is also covered.
Subcontractors Cover Included
Our policies also include Vicarious Liability cover which means if you’re drawn into a legal action as a result of a subcontractor’s negligence, you’ll be covered.*
*Subcontractors require independent public liability insurance
Injury and Illness Insurance for Cleaners
Whether you are working on site or playing footy on the local oval, imar’ accident and sickness (injury and illness) insurance covers you 24/7. While working on site or playing footy on the local oval. If you are accidently injured or suffer a covered illness and you can’t work for a temporary time.
Commercial Motor Insurance for Cleaners
Motor vehicles like cars and vans are essential for cleaners and can be covered by imar’s commercial motor insurance comprehensive policy, and as part of your overall cleaning insurance. Fully comprehensive and 3rd party policies are available.
In addition imar cover permanently fixed tool boxes and tools of trade permanently attached to the vehicle or trailer.
Tax Audit Cover for Cleaners
imar will cover you for up to $10,000 of your accountant’s fees, charges, expenses which are reasonably incurred to prepare for any statutory tax audit on your behalf. Carpenters may often be targeted for audits, so at imar we want to minimise your risk.
In Summary
Cleaning jobs can vary from day to day, site to site. imar aims for cleaners to be focused on their strenuous jobs while themselves, their tools, their motor and their cleaning business are protected.