Insurance Policy
Cleaners Insurance (General)
RESULT OF FAULTY WORKMANSHIP
Example – Whilst cleaning an item you damage it, you are covered.
PRODUCT LIABILITY
Example – You use a cleaning liquid that is incorrectly mixed by the manufacturer and it damages your clients property, you are covered.
GOODS IN CUSTODY
Example – You take a clients property back to your premises to be cleaned and it is damaged or stolen due to your negligence, you are covered.
LEGAL COSTS
The policy includes legal costs in addition to your limit of indemnity.
PRINCIPALS INDEMNITY
Many principal contractors require cleaners to provide them with protection should the cleaners cause a problem and they become vicariously involved. Often it is written into a contract and overlooked so our policy automatically covers it for you.
TAX AUDIT
Should the ATO carry out an audit of your income tax returns, you are covered up to $5,000 for the accountants and other costs incurred in providing information and documentation.
TRANSIT
Example – When transporting customers goods to and from your premises and the goods are damaged due to your negligence, you are covered.
MONTHLY PREMIUM PAYMENTS
Great for your cash flow.The policy wording has full details of cover and exclusions. Depending on your occupation, the policy wording may change to meet your individual requirements.
TOOLS OF TRADE, INJURY & ILLNESS, INCOME PROTECTION AND MOTOR VEHICLE COVER
Also designed specifically for your requirements.
PUBLIC LIABILITY PREMIUM (INCLUDES GST)
As low as $500 for $5,000,000 cover and $600 for $10,000,000 cover
TOOLS & STOCK PREMIUM (INCLUDES GST)
As low as $275 for $7,500 cover
INJURY & ILLNESS PREMIUM (INCLUDES GST)
As low as $490 for $700 a week cover
INCOME PROTECTION
Talk with our Financial Services experts for an indication of price and cover
PUBLIC LIABILITY POLICY ADVANTAGES
The cover and/or premiums displayed may be varied depending upon your own circumstances, claims experience and Government charges.