Covering small business The imar SME team looks after every type of business that isn’t a trade. Their clients range from very small businesses through to quite large national enterprises, and cover almost every imaginable type of business offering. The one thing they have in common, is that they are looking for expert insurance and…
Read moreWhat makes imar different? For more than 35 years, imar has been helping tradies, builders and small business owners across Australia protect their business and their incomes with cost-effective insurance solutions. Having commenced our operations as a genuinely small business – just two individuals offering a highly personal level of insurance broking – we’ve built…
Read moreWith imar’s appointment by the Victorian Managed Insurance Authority (VMIA) as one of only six approved distributors of its Domestic Building Insurance (DBI) – also known as builder’s warranty insurance – we are able to continue to offer builders a complete insurance solution ranging from warranty cover through to covering every aspect of their construction…
Read moreWhen you need expert advice on covering your risks as a tradie, it would be hard to find a crew that knows more about tradies insurance than the imar tradeis team. For example, team leader, Anna Murrowood, has spent the past 13 years helping tradies understand their risk exposures; recommending the most appropriate policies to…
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You’re probably thinking the same as us when we first read that headline. Who’s Sue? While we don’t have any Sue’s in our office here at imar, we do know a thing or two about legal proceedings against tradies. We’re not lawyers, but we’ve seen numerous tradies get sued, often when they’ve done nothing wrong….
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Plumbing insurance has become an increasingly tighter market in recent times. With abundant water damage claims across the industry, insurers are putting the screws on plumbing insurance premiums. Subsequently, our plumber and gas-fitter clients—especially Victorian operators—are having more cash than usual wrenched from their accounts to keep their coverage. Even plumbing subcontractors insurance has taken…
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Tradies often think about themselves last, especially when they’re shopping around for business insurance quotes. Family and friends first, job second, then little old me, third. What a selfless lot you are! The problem is, what happens to that first couple of priorities if you get injured or fall ill? Who will look after your…
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As a tradie, protecting yourself is important. But thinking about yourself usually goes way down on the priority list. Up top, there’s your family, your personal commitments, your workers, your business – including your assets and your liabilities. Then your friends, if they’re lucky, and they don’t go for the Tigers. Tradies usually slot their…
Read moreNot all insurance is created equal. Here at imar, we review policies for clients on a daily basis. We commonly see inadequate ‘off the shelf’ products that offer a basic blanket coverage for a wide range of occupations, but don’t consider the individual aspects of an occupation. For public liability insurance, this can be a…
Read more(AKA time for the tax man to help you purchase goods and services) Everyone knows that the end of financial year is the best time to stock up on all the tools for your trade. Hardware and supply stores do their best trade in the weeks leading up to the 30th June every year. Not…
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