Small Business Insurance
— At imar we offer small business insurance to a wide range of professions including tradies, builders, motor trades, domestic services, professional trades, retail, restaurants and health and wellness providers.
What Type of Small Business Insurance do I Need to Consider?
The types of small business insurance you need to consider include:
FAQs
You may need small business insurance to protect against unforeseen events like accidental slips, theft, property damage or negligence caused by an employee. No matter how hard you prepare, some things are out of your control.
As you have worked hard to build your business, imar small business insurance will protect it and minimise your exposure to risks.
Public liability insurance is important as it covers you against claims from a 3rd party (supplier, customer or general public) for property or physical damage whilst on your property or job site, which can include accidental slips.
A business insurance pack or ‘Biz Pack’ covers 16 types of insurance under the one insurance policy for small businesses. For time poor small business owners, this is an ideal insurance policy to consider taking out for protection against your business.
It includes cover for public liability, products liability, fire, storm and water damage to your property, business interruption, theft, money, glass, portable and valuable items, commercial motor, machinery and or electronic breakdown, electronic equipment, deterioration of stock, employee dishonesty, transit, employment practises liability, statutory liability and tax audit.
What Type of Small Business Needs Insurance?
It is strongly recommended that all small businesses think about their insurance needs, including the following:
Why Choose Us
In house claims team
Instant Certificate of Currency
Flexible monthly payments available
Able to speak to specialist small business brokers within Australia over the phone
Over 35 years’ experience protecting small business with tailored insurance solutions