Small Business Insurance
— At imar we offer small business insurance to a wide range of professions including tradies, builders, motor trades, domestic services, professional trades, retail, restaurants and health and wellness providers.
What is Small Business Insurance?
Small business insurance is designed to protect the business you established from legal claims brought against you, an employee or the business. There are different types of insurance for small businesses and what you need will depend on your individual business.
At imar we have specialised small business insurance brokers based in Australia who can speak to you over the phone to find the right insurance covers for your small business.
What Type of Small Business Insurance do I Need to Consider?
The types of small business insurance you need to consider include:
FAQs
You may need small business insurance to protect against unforeseen events like accidental slips, theft, property damage or negligence caused by an employee. No matter how hard you prepare, some things are out of your control.
As you have worked hard to build your business, imar small business insurance will protect it and minimise your exposure to risks.
Public liability insurance is important as it covers you against claims from a 3rd party (supplier, customer or general public) for property or physical damage whilst on your property or job site, which can include accidental slips.
A business insurance pack or ‘Biz Pack’ covers 16 types of insurance under the one insurance policy for small businesses. For time poor small business owners, this is an ideal insurance policy to consider taking out for protection against your business.
It includes cover for public liability, products liability, fire, storm and water damage to your property, business interruption, theft, money, glass, portable and valuable items, commercial motor, machinery and or electronic breakdown, electronic equipment, deterioration of stock, employee dishonesty, transit, employment practises liability, statutory liability and tax audit.
What Type of Small Business Needs Insurance?
It is strongly recommended that all small businesses think about their insurance needs, including the following: