Plumber Insurance

— Whether you’re working on a residential or commercial site, plumbers are highly skilled and their jobs require great precision and concentration. Plumbers insurance can cover you when you are repairing leaks or working with gas systems.

4.6 / 5

Public Liability Insurance

No ‘Dial Before You Dig’ requirement

Warranty inclusions for Victorian licensed plumbers

Tool Insurance

Subcontractors Cover Included

Accident and Injury Insurance

Commercial Motor Insurance

Contract Works Insurance

Plumber Public Liability Insurance

Plumber jobs can take you to lots of places including private houses and commercial sites. Being on someone else’s property means public liability insurance for plumbers or self-employed plumbers should be highly considered.

Accidents happen and plumber public liability protects you from claims lodged against you by a third party, a customer, the general public, your contractors and suppliers. It includes cover for third party personal injury, property damage and legal expenses in defending a claim.

imar plumber public liability insurance offers a choice of indemnity options for 5, 10 or 20 million dollars.

No ‘Dial Before You Dig’ requirement

Every plumber understands why ‘Dial Before You Dig’ is an important step when you’re excavating. At imar, we also understand that mistakes and oversights do happen. So whether or not you’ve made that call, we’ll have you covered for property damage to underground services.

Warranty inclusions for Victorian licensed plumbers

Ministerial orders mandate that Victorian plumbers carry extended Consumer Protection Warranty. Your imar policy can include the Warranty, providing you and your customers with the benefits of a 6 year warranty period if you perform defective work or use a defective product.

Plumbers Insurance for Tools

If your tools are stolen, you can’t do your job and they can be expensive to replace, so tool insurance for plumbers should be highly considered. Locators, drain cameras and welders, quality adjustable wrenches and trusty pliers are only a few of the tools that need to be insured in case they are damaged or stolen.

imar tool insurance covers your tools of trade, hand held tools, mobile phones, stock and customer’s property which are used by you in the normal course or scope of your business. Portable electronic goods like mobile phones are covered under the tool insurance for plumbers.

Tool insurance protects your tools or stock if they are stolen or damaged. If your tools are stolen from a locked vehicle or premises, they are protected. If your tools are damaged by fire, vandalism and the collision or overturning of your vehicle, they are protected.

There are important limitations and conditions on cover, particularly where tools are stored and how they are secured; including a deprecation factor on insured values. Please refer to the Product Disclosure Statement.

Subcontractors Cover Included

Policies also include Vicarious Liability cover which means if you’re drawn into a legal action as a result of a subcontractor’s negligence, you’ll be covered.*

*Subcontractors require independent public liability insurance

Plumbers Insurance for Accident and Sickness

Having an accident or being sick is part of a plumber’s life and so having accident and sickness insurance (injury and illness insurance) makes sense. imar’s accident and sickness insurance covers you 24 /7. While working on site or playing footy on the local oval. If you are accidently injured or suffer a covered illness and you can’t work for a temporary time. 

Plumbers Insurance for Commercial Motor

Motor vehicles like vans and utes are essential for plumbers and can be covered by imar’s commercial motor insurance comprehensive policy, and as part of your overall plumbing insurance. Fully comprehensive and 3rd party policies are available.

In addition imar cover permanently fixed tool boxes and tools of trade permanently attached to the vehicle or trailer.

Contract Works Insurance for Plumbers

As a plumber, contract works insurance might be required to “cover” damage to the work you are doing while under construction from occurrences such as flood, storm, theft of materials and fire. This might require an additional policy and our friendly team can advise you further.

In Summary

While all tradies have plenty of insurance needs in common, at imar we understand that every trade has its own specific risks and challenges. It’s our business to know your business and that’s why our plumbing insurance has a range of extras and special conditions you’re unlikely to find in other liability insurance products.

All good. Easy to organise. They know what you need , and Not selling you something you don't want. Excellent cover for myself and my customers..
Super helpful through the whole process really helped me as it was all very new to me and ended up getting a really good rate. Definitely recommend for tradies going out on their own
I shopped around and not only were IMAR cheaper but also so much easier to deal with. To deal with someone on the phone that listened, understood and found the right fit for my needs. I tried other companies on line but found it difficult and confusing. The personal touch made all the difference
Adrian Hawkins
Easy to do online no annoying calls from call centre. Price was good previous insurer couldn’t get anywhere near quote certainty paid to shop around before renewal