In the case of public liability, it is strongly recommended you consider getting insurance because accidents happen and you need to protect yourself and your business if you injure someone or damage property due to your negligence and are held legally liable.
In the case of tool insurance, tools are stolen most days from tradies and it is not fair. It is highly advised to protect yourself from the potential loss and look into tool insurance to cover the items that get you an income.
In the case of injury and illness, it covers you 24/7, so if you injure yourself on the job site or on the footy oval, you are covered. It pays a weekly amount if your condition is covered, to safeguard you financially temporarily.*
*Please note, this is not income protection insurance.