2-in-1 Package

— The most popular insurance for tradies is public liability and tool insurance. New businesses and sole traders often start with a 2 in 1 tradies package as it wraps up your basic coverage in to a neat bundle, to give you peace of mind while you are on the tools.

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Public Liability Insurance

Insurance should be highly considered as a must to go on many job sites. Public liability insurance protects you against a potential claim for personal injury or property damage from a third party.

* Third party could be the general public, your customers, your suppliers or your contractors and includes legal expenses in defending a claim.

Tools Insurance

It is another insurance that you should highly consider, as you can’t work without your tools.  In the unfortunate event your tools are stolen and you need to lodge a claim, Imar aims to get you back on your tools as soon as possible.  Imar tool insurance covers power tools, tools of trade, stock and customer’s property which are used by you in the normal course or scope of your business.

Tool insurance covers power tools, hand held tools, compressors, surveying equipment, mobile communication equipment, ropes, chains or tarpaulins, computers, notebooks, laptops, electronic diaries or GPS units.