Lawn Mowing Insurance

Whether you’re a residential or commercial lawn mowing business, it is a highly physical job that requires great strength and persistence. Lawn mowing insurance can cover you when you are cutting grass on a ride-on mower or trimming edges with a whipper snipper.

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Public Liability Insurance

Tool Insurance

Subcontractors Cover Included

Accident and Injury Insurance

Commercial Motor Insurance

Tax Audit Cover

Lawn mowing’s Public Liability Insurance

Lawn mowing’s jobs can take you to lots of places including private houses and government sites. Being on someone else property means public liability insurance for lawn mowing or a self-employed lawn mowing should be highly considered.

Accidents happen, lawn mowers can trip or drop equipment and public liability protects a lawn mowing business against claims lodged against you by a third party, a customer, the general public, your contractors and suppliers. It includes cover for third party personal injury, property damage and legal expenses in defending a claim.

imar’s lawn mowing public liability insurance offers a choice of indemnity options for 5, 10 or 20 million dollars.

Insurance for Lawn Mowing Tools

If your tools are stolen, you can’t do your job, so tool insurance for lawn mowing should be highly considered. imar tool insurance covers your tools of trade, hand held tools, mobile phones, stock and customer’s property which are used by you in the normal course or scope of your business. Portable electronic goods like mobile phones are covered under the tool insurance for lawn mowing.

Tool insurance protects your tools or stock if they are stolen or damaged.  If your tools are stolen from a locked vehicle or premises, they are protected. If your tools are damaged by fire, vandalism and the collision or overturning of your vehicle, they are protected.

There are important limitations and conditions on cover, particularly where tools are stored and how they are secured; including a deprecation factor on insured values. Please refer to the Product Disclosure Statement.

Subcontractors cover included

Our policies also include Vicarious Liability cover which means if you’re drawn into a legal action as a result of a subcontractor’s negligence, you’ll be covered.*

*Subcontractors require independent public liability insurance

Accident and Sickness Insurance for Lawn Mowing

Whether you are working on site or playing footy on the local oval, imar’s accident and sickness (injury and illness) insurance covers you 24/7. If you are accidently injured or suffer a covered illness and you can’t work for a temporary time.

Commercial Motor Insurance for Lawn mowing

Motor vehicles like utes and vans are essential for lawn mowing and can be covered by imar’s commercial motor insurance comprehensive policy, and as part of your overall insurance. Fully comprehensive and 3rd party policies are available. In addition imar covers permanently fixed tool boxes and tools of trade permanently attached to the vehicle or trailer.

Tax Audit Cover for Lawn Mowing

imar will cover you for up to $10,000 of your accountant’s fees, charges, expenses which are reasonably incurred to prepare for any statutory tax audit on your behalf. Lawn mowing businesses may be targeted for audits, so at imar we want to minimise your risk.

In Summary

Lawn mowing businesses may work on domestic or commercial sites. Whatever the job, imar aims for lawn mowing to be focused on their strenuous jobs while they, their tools, their motor and their business are protected.

All good. Easy to organise. They know what you need , and Not selling you something you don't want. Excellent cover for myself and my customers..
Super helpful through the whole process really helped me as it was all very new to me and ended up getting a really good rate. Definitely recommend for tradies going out on their own
I shopped around and not only were IMAR cheaper but also so much easier to deal with. To deal with someone on the phone that listened, understood and found the right fit for my needs. I tried other companies on line but found it difficult and confusing. The personal touch made all the difference
Adrian Hawkins
Easy to do online no annoying calls from call centre. Price was good previous insurer couldn’t get anywhere near quote certainty paid to shop around before renewal