Plasterers Insurance

Plasterer’s jobs can take them to lots of places including private houses and business sites. Being on someone else property means public liability insurance for plasterers or plastering businesses should be highly considered.

Accidents happen, people trip or spill plaster and public liability protects a plastering business against claims lodged against you by a third party, a customer, the general public, your contractors and suppliers. It includes cover for third party personal injury, property damage and legal expenses in defending a claim.

imar plasterer’s insurance offers a choice of indemnity options for 5, 10 or 20 million dollars.

Trusty saws, reliable hawks and trowels are only a few of the tools that may need to be insured in case they are damaged or stolen. imar tool insurance covers your tools of trade, hand held tools, mobile phones, stock and customer’s property which are used by you in the normal course or scope of your business.

Tool insurance protects your tools or stock if they are stolen or damaged.  If your tools are stolen from a locked vehicle or premises, they are protected. If your tools are damaged by fire, vandalism and the collision or overturning of your vehicle, they are protected.

There are important limitations and conditions on cover, particularly where tools are stored and how they are secured; including a deprecation factor on insured values. Please refer to Product Disclosure Statement.

While working on site or playing footy on the local oval, imar’s accident and sickness insurance (injury and illness insurance) covers you 24 /7. If you are accidently injured or suffer a covered illness and you can’t work for a temporary time.

Motor vehicles like cars, utes, and 4 x 4s are essential for plasterers and can be covered by imar’s commercial motor insurance comprehensive policy, and as part of your overall plastering insurance. Fully comprehensive and 3rd party policies are available.

Plasterers are covered for up to $5,000 for goods in your physical legal control during transit under your plasterer public liability insurance cover. Peace of mind when moving from one job to the next.

With imar’s insurance for concreters, injury to subcontractors is covered and our policy includes Vicarious Liability. So if you use subbies and as a result of their negligence, you are included in a legal action, you are covered.*

*Subcontractors require independent public liability insurance

imar will cover you for up to $10,000 of your accountant’s fees, charges, expenses which are reasonably incurred to prepare for any statutory tax audit on your behalf. Plasterers may be targeted for audits, so at imar we want to minimise your risk.