Tree Lopping Insurance
— Tree lopping is a highly physical job that requires great skill, strength and repetition. Tree lopper’s insurance can cover you when you are pruning trees for the short term or removing the entire top section of the tree.
Public Liability Insurance
Underground Services
Un Registered Vehicles
Subcontractors Cover Included
Principals Indemnity
Legal Costs
Accident and Injury Insurance
Commercial Motor Insurance
Tree lopper’s Public Liability Insurance
Tree lopper’s jobs can take you to lots of places including private houses and government sites. Being on someone else property means public liability insurance for tree loppers or a self-employed tree lopper should be highly considered.
Accidents happen, tree loppers can drop equipment and public liability protects a tree loppers against claims lodged against you by a third party, a customer, the general public, your contractors and suppliers. It includes cover for third party personal injury, property damage and legal expenses in defending a claim.
Tree lopper public liability insurance offers a choice of indemnity options for 5, 10 or 20 million dollars.
Underground Services
Tree loppers are covered if you dial before you dig and damage is caused as a result of your work.
Un Registered Vehicles for Tree loppers
Should you have an unregistered vehicle or machinery and it causes bodily injury or property damage, you are covered if you are liable.
Subcontractors cover included
Our policies also include Vicarious Liability cover which means if you’re drawn into a legal action as a result of a subcontractor’s negligence, you’ll be covered.*
*Subcontractors require independent public liability insurance
Principals Indemnity
Many principal contractors require tradies to provide them with protection should the tradie cause a problem and they become vicariously involved. Often it is written into a contract and overlooked so our policy automatically covers it for you.
Legal Costs for Tree loppers
The policy includes legal costs in addition to your limit of indemnity.
Accident and Sickness Insurance for Tree loppers
Whether you are working on site or playing footy on the local oval, we can arrange accident and sickness (injury and illness) insurance covers you 24/7. If you are accidently injured or suffer a covered illness and you can’t work for a temporary time.
Commercial Motor Insurance for Tree loppers
Motor vehicles like utes and 4x4s are essential for tree loppers and can be covered by commercial motor insurance comprehensive policy, and as part of your overall insurance. Fully comprehensive and 3rd party policies are available. In addition imar covers permanently fixed tool boxes and tools of trade permanently attached to the vehicle or trailer. Mulching machines insurance cover can be arranged.
In Summary
Tree loppers may work on domestic or commercial sites. Whatever the job, imar aims for tree loppers to be focused on their strenuous jobs while the tree lopper, their tools, their motor and their business are protected.