Carpet Cleaning Business Insurance

— Carpet cleaning jobs can vary from domestic in homes to commercial cleaning in offices. Carpet cleaning is a highly physical job that requires great persistence and a lot of repetition. Carpet cleaner business insurance needs to cover you when you are cleaning floors to scrubbing rugs.

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Public Liability Insurance
Result of faulty workmanship
Keys Cover
Subcontractors Cover Included
Accident and Injury Insurance
Commercial Motor Insurance
Tax Audit Cover

Carpet Cleaners Business’s Public Liability Insurance

Carpet cleaning jobs can take you to lots of places including private houses and business sites. Being on someone else’s property means public liability for carpet cleaners or a cleaning business should be highly considered.

Accidents happen, carpet cleaners can trip or spill cleaning agents and public liability protects a cleaning business against claims lodged against you by a third party, a customer, the general public, your contractors and suppliers. It includes cover for third party personal injury, property damage and legal expenses in defending a claim.

imar carpet cleaning business insurance offers a choice of indemnity options for 5, 10 or 20 million dollars.

Faulty Workmanship Cover for Carpet Cleaners

Imar insurance policy also includes cover for faulty workmanship. Therefore if you damage an item/s while cleaning, imar has you covered.

Keys Cover

Your policy has you covered for property damage due to loss of keys. The cost of replacement of keys is also covered.

Subcontractors cover included

Our policies also include Vicarious Liability cover which means if you’re drawn into a legal action as a result of a subcontractor’s negligence, you’ll be covered.*

*Subcontractors require independent public liability insurance

Injury and Illness Insurance for Carpet Cleaning Business

Whether you are working on site or playing footy on the local oval, imar’s accident and sickness (injury and illness) insurance covers you 24/7. If you are accidentally injured or suffer a covered illness and you can’t work for a temporary time.

Commercial Motor Insurance for Carpet Cleaning Business

Motor vehicles like SUVs and vans are essential for carpet cleaners and can be covered by imar’s commercial motor insurance comprehensive policy, and as part of your overall carpet cleaning business insurance. Fully comprehensive and 3rd party policies are available. In addition imar covers permanently fixed tool boxes and tools of trade permanently attached to the vehicle or trailer.

Tax Audit Cover for Cleaners

imar will cover you for up to $10,000 of your accountant’s fees, charges, expenses which are reasonably incurred to prepare for any statutory tax audit on your behalf. Carpet cleaning businesses may be targeted for audits, so at imar we want to minimise your risk.

In Summary

Carpet cleaning jobs can vary from day to day, site to site. imar aims for cleaners to be focused on their strenuous jobs while they, their tools, their motor and their cleaning business are protected.
All good. Easy to organise. They know what you need , and Not selling you something you don't want. Excellent cover for myself and my customers..
Super helpful through the whole process really helped me as it was all very new to me and ended up getting a really good rate. Definitely recommend for tradies going out on their own
I shopped around and not only were IMAR cheaper but also so much easier to deal with. To deal with someone on the phone that listened, understood and found the right fit for my needs. I tried other companies on line but found it difficult and confusing. The personal touch made all the difference
Adrian Hawkins
Easy to do online no annoying calls from call centre. Price was good previous insurer couldn’t get anywhere near quote certainty paid to shop around before renewal