Business Package Insurance

— A business package insurance policy combines many types of insurance in the one policy for small businesses for ease and simplicity. It is sometimes called a ‘bizpack’ and is a convenient way to insure some of the main risks associated with running a small business.

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Fire, Storm and Water damage to your property

Business interruption

Business income

Money

Theft

Glass

Public and Product Liability

Portable and valuable items

Machinery and or electronic breakdown

Electronic equipment

Increase to cost of working

Deterioration of stock

Employee dishonesty

Tax Audit Cover

Transit

Employment practises liability

Statutory liability

Commercial Motor Insurance

What is Business Package Insurance policy?

A business package insurance policy combines many types of insurance in the one policy for small businesses for ease and simplicity. It is sometimes called a ‘bizpack’ and is a convenient way to insure some of the main risks associated with running a small business.

Do I need a Business Package Insurance policy?

If you:

  • Own a small business;
  • or Are planning on starting a small business

It is highly recommended that you review what insurances you may require for your business to protect against unforeseen risks such as theft or fire.

What does a Business Package Insurance cover?

16 types of insurance are covered under the one policy with imar’s small business insurance package. It includes:

  1. Fire, Storm and Water damage to your property
  2. Business interruption – business income
  3. Theft
  4. Money
  5. Glass
  6. Public and product liability
  7. Portable and valuable items
  8. Machinery and or electronic breakdown
Note: Exclusions may apply. Please refer to the relevant product disclosure statement (PDS) for more information on cover, limits and/or exclusions.
  1. Electronic equipment – increase to cost of working
  2. Deterioration of stock
  3. Employee dishonesty
  4. Tax audit
  5. Transit
  6. Employment practises liability
  7. Statutory liability
  8. Commercial motor

Custom built cover

We understand that each business is unique and we can tailor insurance solutions to your business as we source from a range of insurers.

Professional Indemnity Insurance

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Public and Product Liability Insurance

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Management Liability Insurance

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