Every trade has its specific skills and challenges, but as an electrician or electrical contractor, you know there are no shortcuts or make-dos when it comes to quality and safety. It’s the same approach we’ve taken to our Electricians Insurance with special inclusions and fewer exclusions designed around the specific needs and challenges of sparkies and their businesses.
Our Electricians Insurance is the 'no shock' insurance choice
Warranty inclusion for Queensland & Tasmanian electrical contractors
In line with Section 51 of the Electrical Safety Regulation 2013, our policy can include the mandatory $50,000 Consumer Protection Warranty required by Licensed Electrical Contractors.
Cover for goods in custody during transit
Your imar cover will automatically provide up to $5,000 cover under your Public Liability for Goods in your Physical Legal Control during transit. That sounds like a mouthful but it means you're covered if customers' goods or materials are damaged, lost or stolen due to your negligence while they're been transported.
No exclusion for electrical subbies
Subcontractors are part of many electrical work sites and imar makes sure they're covered for injury under your policy. Vicarious Liability cover is also included, which means that if a subcontractor's negligence sees you involved in legal action, we'll have you covered.
Cover for Faulty Workmanship
With imar, you can relax knowing you're covered for the results of faulty workmanship. For example, if a job was wired incorrectly resulting in a fire that causes property damage, you'd be covered. Phew.
To the extent that any material on this page may be considered advice, it does not take into account your objectives, needs or financial situation. You should consider whether the advice is appropriate for you and review any relevant Product Disclosure Statement and policy wording before taking out an insurance policy.