Builder's Public Liability Insurance

— Of all the insurance solutions offered by imar, Builder’s Public Liability Insurance is arguably the most essential. It protects you and your business against the liability for costs in the event of bodily injury or damage to property that occurs to a third party due to your negligence.

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Claims from a third party for personal injury

Claims from a third party for damage to property

Legal and defence costs

What is builder’s public liability insurance?

Public liability insurance protects you against claims lodged against you by a third party. It includes cover for third party personal injury, property damage and legal expenses in defending a claim.

What does public liability insurance cover for builders?

Public liability insurance covers costs of a potential claim against you from a third party. A third party could include the general public, your customers, your suppliers and contractors.

Imar’s public liability insurance covers costs awarded against you for personal injury and property damage for builders and tradies.

Other benefits of public liability insurance and contract works insurance under the annual policy

  • Products liability
  • Vibration, weakening or removal of support
  • Goods in your care and control
  • Material damage cover gives you full cover for goods in transit and storage
  • Tools are covered Australia wide
  • Cover for existing structures on the site before work commences
  • Removal of debris
  • Professional fees including architects, surveyors and consulting engineers
  • Expediting costs including express delivery, overtime wages and the hire of additional labour
  • Claims preparation costs

What does builder’s public liability insurance cost?

As builder’s public liability insurance can be quite detailed. The cost depends on your state and your turnover. As a builder it can be combined with your contract works liability insurance on an annual basis.

To be 100% sure it’s best to speak to one of our imar tradie brokers to get a detailed quote on 1300 512 428 and press 1.

Premiums are tax deductible as a business expense and you also have the option to pay premiums monthly at no additional cost.  We’ll work hard to offer competitive premiums that will help you save year after year.

Download our policy document for a full list of defined events and details of exclusions and sub-limits that may apply.  The imar Tradies Public Liability Insurance product is subject to the policy terms and conditions.

Custom built cover

Our experienced tradie team can help put the right level of cover in place for you. We know and understand your business as a builder and tradie because we’ve been providing insurance for tradies and builders for over 35 years. We offer a choice of indemnity options for 10 or 20 million dollars.

Public liability Insurance is just one part of a comprehensive solution that we can put in place for you.

Commercial Motor Insurance

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Cyber Insurance

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Contract Works Insurance

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