Trades insurance

For over 35 years, IMAR has supported Australian tradies in arranging tailored insurance for their businesses, backed by expert advice and support when it matters most.

  • Get up to $20m public liability coverage
  • 24/7 tools cover and emergency claims team
  • Fast Certificate of Currency
  • Monthly payment options
  • Flexible cover options, all in one place

What is trades insurance?

Tradies Insurance is designed to help manage the financial risks that come with running a trade business. Whether you’re on the tools, on the road or on a job site, the right cover can help manage the impact of third-party claims, property damage, tool theft and other unexpected events.​‌

No two trades are the same, which is why your cover should reflect the work you do, the risks you face and the way your business operates.

Your IMAR trades insurance cover

Public & Product Liability

Cover against claims for third-party injury or property damage arising from your business activities or products.

Tools & Stock

Covers your tools, equipment and stock against theft, accidental damage and other insured events.

Accident & Illness

Cover designed to provide financial support if an illness or injury impacts your ability to work.

Professional Indemnity

Cover for claims arising from alleged errors, omissions, negligence or professional advice provided as part of your work.

Commercial Motor

Cover for your work vehicles with comprehensive or third-party cover tailored to your business needs.

Additional cover options

Mobile & Plant Equipment

Covers essential machinery and equipment against theft, accidental damage and other insured events.

Management Liability

Cover for business owners and directors against a range of business-related risks, including employment and regulatory matters.

Tax Audit

Cover designed to help manage professional costs associated with an eligible tax audit or investigation.

*The inclusions depend on the specific insurance cover you select. To learn more, submit an enquiry or contact our team on 13 IMAR or 1300 540 156. Refer to the Product Disclosure Statement and policy documents for full terms and exclusions.

FAQs

Are subcontractors covered?

The liability policy covers your vicarious liability in relation to the actions of your sub-contractors. It is advisable that they think about their own insurance to cover public liability and tool at a minimum.

Is tradie insurance compulsory?

Tradie insurance is not compulsory but highly recommended, especially public liability and tool insurance. It provides financial protection against risks you do not see coming or have planned for, so you can have extra peace of mind when concentrating on completing your job at hand.

2 easy ways to get a quote

Call 1300 540 156

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