imar Tradies Injury and Illness Insurance

Accident and Sickness Insurance. Keeping your finances healthy when you suffer an injury or illness.

Where would you be if an injury on the job or serious illness meant you were unable to work for an extended period? Our Tradies Injury and Illness Insurance gives you the peace of mind that after 14 days you would start getting pay outs of a nominated amount of your income. With money coming in, you can concentrate on what you need to – getting better.

We’ve got your back

This cover offers a great level of basic protection for subcontractors who generally aren’t protected by state-based workers compensation schemes. It gives you:

  • an option for affordable, ‘injury only’ cover
  • optional extra cover for accidents outside of working hours
  • benefit payment periods from 1–5 years
  • a short waiting period of 2–4 weeks before cover kicks in.

Need to know

imar Tradies Injury and Illness Insurance is based on general advice and doesn’t account for your personal circumstances. Renewal of cover is not guaranteed and you will need to let us know about any changes to your medical history prior to renewal each year.

You may also wish to consider Income Protection Insurance as an alternative. Like Injury and Illness Cover, income protection insurance replaces the income lost through your inability to work due to injury or sickness, but is guaranteed renewable – this means the insurer can’t refuse to renew your cover each year. If you’re interested, this cover is available through Gallagher Benefit Services, who can advise you on whether this insurance is right for you. If illness, injury or other circumstances were to affect your lifestyle, health and/or income, personal insurance, together with the right advice, may assist you to stay on top of bills and maintain your lifestyle while focusing on your recovery.

To discuss your Income Protection insurance needs, you can contact Gallagher Benefit Services team on 1300 850 757.

Gallagher Benefit Services is a division of Arthur J. Gallagher & Co (Gallagher), providing employee benefits, consulting and financial advice to businesses and individuals. Gallagher Benefit Services FSG is available here.

Custom built cover

Injury and Illness Insurance is just one part of a comprehensive solution that we can put in place for you. You might also consider:

You should consider if the insurance is suitable for you and read the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and policy wording before making a decision to acquire insurance. Please ask us for more details before we provide you with our services. Our FSG is available on our website.

Find out how we measure up

Get an obligation-free quote today. You can call us on 1800 284 627 or simply pop your details into the Get a quote form and we’ll contact you shortly.

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Comprehensive cover
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