We’ve got your back
This cover offers a great level of basic protection for subcontractors who generally aren’t protected by state-based workers compensation schemes. It gives you:
- an option for affordable, ‘injury only’ cover
- optional extra cover for accidents outside of working hours
- benefit payment periods from 1–5 years
- a short waiting period of 2–4 weeks before cover kicks in.
Need to know
imar Tradies Injury and Illness Insurance is based on general advice and doesn’t account for your personal circumstances. Renewal of cover is not guaranteed and you will need to let us know about any changes to your medical history prior to renewal each year.
You may also wish to consider Income Protection Insurance as an alternative. Like Injury and Illness Cover, income protection insurance replaces the income lost through your inability to work due to injury or sickness, but is guaranteed renewable – this means the insurer can’t refuse to renew your cover each year. If you’re interested, this cover is available through Gallagher Benefit Services, who can advise you on whether this insurance is right for you. If illness, injury or other circumstances were to affect your lifestyle, health and/or income, personal insurance, together with the right advice, may assist you to stay on top of bills and maintain your lifestyle while focusing on your recovery.
To discuss your Income Protection insurance needs, you can contact Gallagher Benefit Services team on 1300 850 757.
Gallagher Benefit Services is a division of Arthur J. Gallagher & Co (Gallagher), providing employee benefits, consulting and financial advice to businesses and individuals. Gallagher Benefit Services FSG is available here.