Small Business Insurance

You may need small business insurance to protect against unforeseen events like accidental slips, theft, property damage or negligence caused by an employee. No matter how hard you prepare, some things are out of your control.

As you have worked hard to build your business, imar small business insurance will protect it and minimise your exposure to risks.

Public liability insurance is important as it covers you against claims from a 3rd party (supplier, customer or general public) for property or physical damage whilst on your property or job site, which can include accidental slips.

A business insurance pack or ‘Biz Pack’ covers 16 types of insurance under the one insurance policy for small businesses. For time poor small business owners, this is an ideal insurance policy to consider taking out for protection against your business.

It includes cover for public liability, products liability, fire, storm and water damage to your property, business interruption, theft, money, glass, portable and valuable items, commercial motor, machinery and or electronic breakdown, electronic equipment, deterioration of stock, employee dishonesty, transit, employment practises liability, statutory liability and tax audit.